Des Moines County, IA: Home-Insurance Distress & Forced-Sale Pressure
Des Moines County, IA: 56/100 (elevated) home-insurance distress; Des Moines, IA band MEDIUM; Des Moines, IA #989 of 3,222 counties; Des Moines, IA #16 of 99 in Iowa.
FEMA hazard, Des Moines, IA: 40/100; Des Moines, IA declarations, three years: 2; Des Moines, IA perils: 2 severe-storm; Des Moines, IA five-year count 6 (severity 7.5); Des Moines, IA ten-year 6; hazard-weighted, Des Moines, IA: 2.0.
Declared incidents on the Des Moines, IA record: 2024 Severe Storm 3; 2023 Flood 1 (Des Moines, IA).
NFIP claims, Des Moines, IA, three years: 16; Des Moines, IA payouts $258,153; per Des Moines, IA claim $16,135; Des Moines, IA claim-stress 80/100.
Des Moines, IA monthly score fell, 67 (March 2026) to 59 (October 2026); Des Moines, IA by month: March 67, April 67, May 64, June 64 (Des Moines, IA), July 62, August 61, September 60, October 59.
Des Moines, IA components: climate 46, NFIP claims 80; Des Moines, IA retreat index 59.
Construction distress, Des Moines, IA: 59/100 as of August 2026 (Des Moines, IA: 69/100 one-to-four unit, 58/100 multifamily).
Des Moines, IA ZIPs, June 2026 (Des Moines, IA, 12 highest): score 0 (Des Moines, IA), climate 64 (Des Moines, IA): 52658; score 0 (Des Moines, IA), climate 58 (Des Moines, IA): 52601, 52637, 52638, 52650, Des Moines, IA 52655, 52660; score 0 (Des Moines, IA), climate 52 (Des Moines, IA): 52623; score 0 (Des Moines, IA), climate 41 (Des Moines, IA): 52646; score 0 (Des Moines, IA), climate 40 (Des Moines, IA): 52645; score 0 (Des Moines, IA), climate 36 (Des Moines, IA): 52644; score 0 (Des Moines, IA), climate 35 (Des Moines, IA): 52640.
DLRadar rescores Des Moines, IA monthly; Des Moines, IA readings join Des Moines, IA foreclosure, lien and ownership parcels (Des Moines, IA), so cost-squeezed Des Moines, IA owners surface before listing.
Inside Iowa, Des Moines County ranks 16th of 99 counties for home-insurance distress at 56/100; Dickinson County (57/100) sits just above Des Moines County, and Dubuque County (55/100) sits just below Des Moines County.
Deterministic. Every Des Moines County, IA signal traces to a public Des Moines dataset (FEMA, NFIP, Census for Des Moines, IA) · how insurance distress works in Des Moines, IA · methodology
FAQ: Des Moines County, IA insurance distress
What is the Des Moines County, IA home-insurance-distress score?
Des Moines, IA: 56/100 (MEDIUM), #989 of 3,222, #16 in Iowa. FEMA hazard, Des Moines, IA: 40/100; NFIP stress, Des Moines, IA: 80/100; construction, Des Moines, IA: 59/100; Des Moines, IA rescores monthly.
Is Des Moines County insurance distress getting better or worse (IA)?
Des Moines, IA: 67 in March 2026; Des Moines, IA: 59 in October 2026 (better); Des Moines, IA climate component 46; Des Moines, IA NFIP claims score 80.
How many flood-insurance claims has Des Moines County, IA had?
Des Moines, IA: 16 NFIP claims, three years; Des Moines, IA paid $258,153; per Des Moines, IA claim $16,135; carriers reprice Des Moines, IA against that record.
Which Des Moines County ZIP codes carry the most insurance distress (IA)?
Des Moines, IA, June 2026: 52658 at 0, 52601 at 0, 52637 at 0, 52638 at 0; Des Moines, IA climate scores there: 64, 58, 58, 58.
Why does Des Moines, IA insurance distress create sellers?
A Des Moines, IA premium outruns the Des Moines, IA budget; a carrier leaves Des Moines, IA; Des Moines, IA carrying cost passes plan; Des Moines, IA owners sell while current; Des Moines, IA insurance distress leads Des Moines, IA foreclosure data.