Dickinson County, IA: Home-Insurance Distress & Forced-Sale Pressure
Dickinson County, IA: 57/100 (elevated) home-insurance distress; Dickinson, IA band MEDIUM; Dickinson, IA #978 of 3,222 counties; Dickinson, IA #15 of 99 in Iowa.
FEMA hazard, Dickinson, IA: 40/100; Dickinson, IA declarations, three years: 2; Dickinson, IA perils: 2 severe-storm; Dickinson, IA five-year count 3 (severity 4.5); Dickinson, IA ten-year 3; hazard-weighted, Dickinson, IA: 2.0.
Declared incidents on the Dickinson, IA record: 2024 Severe Storm 3 (Dickinson, IA).
NFIP claims, Dickinson, IA, three years: 10; Dickinson, IA payouts $255,727; per Dickinson, IA claim $25,573; Dickinson, IA claim-stress 81/100.
Dickinson, IA monthly score fell, 68 (March 2026) to 60 (October 2026); Dickinson, IA by month: March 68, April 68, May 65, June 65 (Dickinson, IA), July 63, August 62, September 61, October 60.
Dickinson, IA components: climate 46, NFIP claims 81; Dickinson, IA retreat index 60.
Construction distress, Dickinson, IA: 98/100 as of August 2026 (Dickinson, IA: 96/100 one-to-four unit, 96/100 multifamily).
Dickinson, IA ZIPs, June 2026 (Dickinson, IA, 10 highest): score 0 (Dickinson, IA), climate 45 (Dickinson, IA): 51334, 51338; score 0 (Dickinson, IA), climate 44 (Dickinson, IA): 51364; score 0 (Dickinson, IA), climate 43 (Dickinson, IA): 51331, 51347, 51351, 51355, Dickinson, IA 51363; score 0 (Dickinson, IA), climate 42 (Dickinson, IA): 51360; score 0 (Dickinson, IA), climate 16 (Dickinson, IA): 51345.
DLRadar rescores Dickinson, IA monthly; Dickinson, IA readings join Dickinson, IA foreclosure, lien and ownership parcels (Dickinson, IA), so cost-squeezed Dickinson, IA owners surface before listing.
Inside Iowa, Dickinson County ranks 15th of 99 counties for home-insurance distress at 57/100; Dallas County (57/100) sits just above Dickinson County, and Des Moines County (56/100) sits just below Dickinson County.
Deterministic. Every Dickinson County, IA signal traces to a public Dickinson dataset (FEMA, NFIP, Census for Dickinson, IA) · how insurance distress works in Dickinson, IA · methodology
FAQ: Dickinson County, IA insurance distress
What is the Dickinson County, IA home-insurance-distress score?
Dickinson, IA: 57/100 (MEDIUM), #978 of 3,222, #15 in Iowa. FEMA hazard, Dickinson, IA: 40/100; NFIP stress, Dickinson, IA: 81/100; construction, Dickinson, IA: 98/100; Dickinson, IA rescores monthly.
Is Dickinson County insurance distress getting better or worse (IA)?
Dickinson, IA: 68 in March 2026; Dickinson, IA: 60 in October 2026 (better); Dickinson, IA climate component 46; Dickinson, IA NFIP claims score 81.
How many flood-insurance claims has Dickinson County, IA had?
Dickinson, IA: 10 NFIP claims, three years; Dickinson, IA paid $255,727; per Dickinson, IA claim $25,573; carriers reprice Dickinson, IA against that record.
Which Dickinson County ZIP codes carry the most insurance distress (IA)?
Dickinson, IA, June 2026: 51334 at 0, 51338 at 0, 51364 at 0, 51331 at 0; Dickinson, IA climate scores there: 45, 45, 44, 43.
Why does Dickinson, IA insurance distress create sellers?
A Dickinson, IA premium outruns the Dickinson, IA budget; a carrier leaves Dickinson, IA; Dickinson, IA carrying cost passes plan; Dickinson, IA owners sell while current; Dickinson, IA insurance distress leads Dickinson, IA foreclosure data.