Fayette County, IA: Home-Insurance Distress & Forced-Sale Pressure
Fayette County, IA: 0/100 (low) home-insurance distress; Fayette, IA band ZERO; Fayette, IA #2,684 of 3,222 counties; Fayette, IA #75 of 99 in Iowa; Fayette, IA coverage multiplier 0.70.
FEMA hazard, Fayette, IA: 0/100; Fayette, IA declarations, three years: none.
NFIP claims, Fayette, IA, three years: none; Fayette, IA claim-stress 0/100.
Fayette, IA monthly score: 0 in every month from March 2026 (Fayette, IA) through October 2026.
Fayette, IA components: all zero this month; Fayette, IA climate multiplier 0.70.
Construction distress, Fayette, IA: 31/100 as of August 2026 (Fayette, IA: 41/100 one-to-four unit, 4/100 multifamily).
Fayette, IA ZIPs, June 2026 (Fayette, IA, 16 highest): score 0 (Fayette, IA), climate 51 (Fayette, IA): 50655, 50664, 50681, 52142, Fayette, IA 52147, 52164, 52166, 52175; score 0 (Fayette, IA), climate 50 (Fayette, IA): 50606, 50662, 52135, 52169; score 0 (Fayette, IA), climate 49 (Fayette, IA): 52141; score 0 (Fayette, IA), climate 47 (Fayette, IA): 52076; score 0 (Fayette, IA), climate 46 (Fayette, IA): 50629, 52133.
DLRadar rescores Fayette, IA monthly; Fayette, IA readings join Fayette, IA foreclosure, lien and ownership parcels (Fayette, IA), so cost-squeezed Fayette, IA owners surface before listing.
Inside Iowa, Fayette County ranks 75th of 99 counties for home-insurance distress at 0/100; Decatur County (0/100) sits just above Fayette County, and Fremont County (0/100) sits just below Fayette County.
Deterministic. Every Fayette County, IA signal traces to a public Fayette dataset (FEMA, NFIP, Census for Fayette, IA) · how insurance distress works in Fayette, IA · methodology
FAQ: Fayette County, IA insurance distress
What is the Fayette County, IA home-insurance-distress score?
Fayette, IA: 0/100 (ZERO), #2,684 of 3,222, #75 in Iowa. FEMA hazard, Fayette, IA: 0/100; NFIP stress, Fayette, IA: 0/100; construction, Fayette, IA: 31/100; Fayette, IA rescores monthly.
Is Fayette County insurance distress getting better or worse (IA)?
Fayette, IA: 0 in March 2026; Fayette, IA: 0 in October 2026 (unchanged).
Which Fayette County ZIP codes carry the most insurance distress (IA)?
Fayette, IA, June 2026: 50655 at 0, 50664 at 0, 50681 at 0, 52142 at 0; Fayette, IA climate scores there: 51, 51, 51, 51.
Why does Fayette, IA insurance distress create sellers?
A Fayette, IA premium outruns the Fayette, IA budget; a carrier leaves Fayette, IA; Fayette, IA carrying cost passes plan; Fayette, IA owners sell while current; Fayette, IA insurance distress leads Fayette, IA foreclosure data.