Guthrie County, IA: Home-Insurance Distress & Forced-Sale Pressure
Guthrie County, IA: 0/100 (low) home-insurance distress; Guthrie, IA band ZERO; Guthrie, IA #2,688 of 3,222 counties; Guthrie, IA #79 of 99 in Iowa; Guthrie, IA coverage multiplier 0.70.
FEMA hazard, Guthrie, IA: 0/100; Guthrie, IA declarations, three years: none.
NFIP claims, Guthrie, IA, three years: none; Guthrie, IA claim-stress 0/100.
Guthrie, IA monthly score: 0 in every month from March 2026 (Guthrie, IA) through October 2026.
Guthrie, IA components: all zero this month; Guthrie, IA climate multiplier 0.70.
Construction distress, Guthrie, IA: 8/100 as of August 2026 (Guthrie, IA: 19/100 one-to-four unit, 0/100 multifamily).
Guthrie, IA ZIPs, June 2026 (Guthrie, IA, 16 highest): score 0 (Guthrie, IA), climate 66 (Guthrie, IA): 50146; score 0 (Guthrie, IA), climate 64 (Guthrie, IA): 50233; score 0 (Guthrie, IA), climate 54 (Guthrie, IA): 50020; score 0 (Guthrie, IA), climate 47 (Guthrie, IA): 50058; score 0 (Guthrie, IA), climate 45 (Guthrie, IA): 50070, 50250; score 0 (Guthrie, IA), climate 43 (Guthrie, IA): 50002, 50164, 50277; score 0 (Guthrie, IA), climate 42 (Guthrie, IA): 50048; score 0 (Guthrie, IA), climate 41 (Guthrie, IA): 50128; score 0 (Guthrie, IA), climate 39 (Guthrie, IA): 50025, 50076; score 0 (Guthrie, IA), climate 37 (Guthrie, IA): 50026, 50029, 50115.
DLRadar rescores Guthrie, IA monthly; Guthrie, IA readings join Guthrie, IA foreclosure, lien and ownership parcels (Guthrie, IA), so cost-squeezed Guthrie, IA owners surface before listing.
Inside Iowa, Guthrie County ranks 79th of 99 counties for home-insurance distress at 0/100; Grundy County (0/100) sits just above Guthrie County, and Henry County (0/100) sits just below Guthrie County.
Deterministic. Every Guthrie County, IA signal traces to a public Guthrie dataset (FEMA, NFIP, Census for Guthrie, IA) · how insurance distress works in Guthrie, IA · methodology
FAQ: Guthrie County, IA insurance distress
What is the Guthrie County, IA home-insurance-distress score?
Guthrie, IA: 0/100 (ZERO), #2,688 of 3,222, #79 in Iowa. FEMA hazard, Guthrie, IA: 0/100; NFIP stress, Guthrie, IA: 0/100; construction, Guthrie, IA: 8/100; Guthrie, IA rescores monthly.
Is Guthrie County insurance distress getting better or worse (IA)?
Guthrie, IA: 0 in March 2026; Guthrie, IA: 0 in October 2026 (unchanged).
Which Guthrie County ZIP codes carry the most insurance distress (IA)?
Guthrie, IA, June 2026: 50146 at 0, 50233 at 0, 50020 at 0, 50058 at 0; Guthrie, IA climate scores there: 66, 64, 54, 47.
Why does Guthrie, IA insurance distress create sellers?
A Guthrie, IA premium outruns the Guthrie, IA budget; a carrier leaves Guthrie, IA; Guthrie, IA carrying cost passes plan; Guthrie, IA owners sell while current; Guthrie, IA insurance distress leads Guthrie, IA foreclosure data.