Hancock County, IA: Home-Insurance Distress & Forced-Sale Pressure
Hancock County, IA: 21/100 (low) home-insurance distress; Hancock, IA band LOW; Hancock, IA #2,112 of 3,222 counties; Hancock, IA #45 of 99 in Iowa; raw Hancock, IA 24.3; Hancock, IA coverage multiplier 0.85.
FEMA hazard, Hancock, IA: 40/100; Hancock, IA declarations, three years: 2; Hancock, IA perils: 2 severe-storm; Hancock, IA five-year count 3 (severity 4.5); Hancock, IA ten-year 3; hazard-weighted, Hancock, IA: 2.0.
Declared incidents on the Hancock, IA record: 2024 Severe Storm 3 (Hancock, IA).
NFIP claims, Hancock, IA, three years: none; Hancock, IA claim-stress 0/100.
Hancock, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Hancock, IA by month: March 26, April 26, May 24, June 24 (Hancock, IA), July 23, August 21, September 21, October 23.
Hancock, IA components: climate 46; Hancock, IA retreat index 23; Hancock, IA climate multiplier 0.85.
Construction distress, Hancock, IA: 93/100 as of August 2026 (Hancock, IA: 94/100 one-to-four unit, 20/100 multifamily).
Hancock, IA ZIPs, June 2026 (Hancock, IA, 13 highest): score 0 (Hancock, IA), climate 62 (Hancock, IA): 50482; score 0 (Hancock, IA), climate 45 (Hancock, IA): 50457; score 0 (Hancock, IA), climate 42 (Hancock, IA): 50480; score 0 (Hancock, IA), climate 40 (Hancock, IA): 50483; score 0 (Hancock, IA), climate 38 (Hancock, IA): 50449; score 0 (Hancock, IA), climate 37 (Hancock, IA): 50430, 50447; score 0 (Hancock, IA), climate 34 (Hancock, IA): 50423, 50432, 50438, 50439, Hancock, IA 50484; score 0 (Hancock, IA), climate 33 (Hancock, IA): 50436.
DLRadar rescores Hancock, IA monthly; Hancock, IA readings join Hancock, IA foreclosure, lien and ownership parcels (Hancock, IA), so cost-squeezed Hancock, IA owners surface before listing.
Inside Iowa, Hancock County ranks 45th of 99 counties for home-insurance distress at 21/100; Hamilton County (21/100) sits just above Hancock County, and Howard County (21/100) sits just below Hancock County.
Deterministic. Every Hancock County, IA signal traces to a public Hancock dataset (FEMA, NFIP, Census for Hancock, IA) · how insurance distress works in Hancock, IA · methodology
FAQ: Hancock County, IA insurance distress
What is the Hancock County, IA home-insurance-distress score?
Hancock, IA: 21/100 (LOW), #2,112 of 3,222, #45 in Iowa. FEMA hazard, Hancock, IA: 40/100; NFIP stress, Hancock, IA: 0/100; construction, Hancock, IA: 93/100; Hancock, IA rescores monthly.
Is Hancock County insurance distress getting better or worse (IA)?
Hancock, IA: 26 in March 2026; Hancock, IA: 23 in October 2026 (better); Hancock, IA climate component 46.
Which Hancock County ZIP codes carry the most insurance distress (IA)?
Hancock, IA, June 2026: 50482 at 0, 50457 at 0, 50480 at 0, 50483 at 0; Hancock, IA climate scores there: 62, 45, 42, 40.
Why does Hancock, IA insurance distress create sellers?
A Hancock, IA premium outruns the Hancock, IA budget; a carrier leaves Hancock, IA; Hancock, IA carrying cost passes plan; Hancock, IA owners sell while current; Hancock, IA insurance distress leads Hancock, IA foreclosure data.