Harrison County, IA: Home-Insurance Distress & Forced-Sale Pressure
Harrison County, IA: 58/100 (elevated) home-insurance distress; Harrison, IA band MEDIUM; Harrison, IA #928 of 3,222 counties; Harrison, IA #10 of 99 in Iowa.
FEMA hazard, Harrison, IA: 52/100; Harrison, IA declarations, three years: 8; Harrison, IA perils: 4 severe-storm; Harrison, IA five-year count 12 (severity 19.5); Harrison, IA ten-year 12; hazard-weighted, Harrison, IA: 4.0.
Declared incidents on the Harrison, IA record: 2025 Winter Storm 3; 2024 Severe Storm 6 (Harrison, IA); 2024 Tornado 3 (Harrison, IA).
NFIP claims, Harrison, IA, three years: 1; Harrison, IA payouts $49,003; per Harrison, IA claim $49,003; Harrison, IA claim-stress 68/100.
Harrison, IA monthly score fell, 75 (March 2026) to 63 (October 2026); Harrison, IA by month: March 75, April 75, May 71, June 71 (Harrison, IA), July 69, August 68, September 68, October 63.
Harrison, IA components: climate 60, NFIP claims 68; Harrison, IA retreat index 63.
Construction distress, Harrison, IA: 44/100 as of August 2026 (Harrison, IA: 41/100 one-to-four unit, 7/100 multifamily).
Harrison, IA ZIPs, June 2026 (Harrison, IA, 15 highest): score 0 (Harrison, IA), climate 74 (Harrison, IA): 51559; score 0 (Harrison, IA), climate 49 (Harrison, IA): 51570; score 0 (Harrison, IA), climate 42 (Harrison, IA): 51555; score 0 (Harrison, IA), climate 41 (Harrison, IA): 51529; score 0 (Harrison, IA), climate 33 (Harrison, IA): 51546, 51550, 51556, 51563, Harrison, IA 51564, 51565, 51579; score 0 (Harrison, IA), climate 32 (Harrison, IA): 51557; score 0 (Harrison, IA), climate 31 (Harrison, IA): 51545; score 0 (Harrison, IA), climate 28 (Harrison, IA): 51523, 51558.
DLRadar rescores Harrison, IA monthly; Harrison, IA readings join Harrison, IA foreclosure, lien and ownership parcels (Harrison, IA), so cost-squeezed Harrison, IA owners surface before listing.
Inside Iowa, Harrison County ranks 10th of 99 counties for home-insurance distress at 58/100; Woodbury County (59/100) sits just above Harrison County, and Scott County (58/100) sits just below Harrison County.
Deterministic. Every Harrison County, IA signal traces to a public Harrison dataset (FEMA, NFIP, Census for Harrison, IA) · how insurance distress works in Harrison, IA · methodology
FAQ: Harrison County, IA insurance distress
What is the Harrison County, IA home-insurance-distress score?
Harrison, IA: 58/100 (MEDIUM), #928 of 3,222, #10 in Iowa. FEMA hazard, Harrison, IA: 52/100; NFIP stress, Harrison, IA: 68/100; construction, Harrison, IA: 44/100; Harrison, IA rescores monthly.
Is Harrison County insurance distress getting better or worse (IA)?
Harrison, IA: 75 in March 2026; Harrison, IA: 63 in October 2026 (better); Harrison, IA climate component 60; Harrison, IA NFIP claims score 68.
How many flood-insurance claims has Harrison County, IA had?
Harrison, IA: 1 NFIP claims, three years; Harrison, IA paid $49,003; per Harrison, IA claim $49,003; carriers reprice Harrison, IA against that record.
Which Harrison County ZIP codes carry the most insurance distress (IA)?
Harrison, IA, June 2026: 51559 at 0, 51570 at 0, 51555 at 0, 51529 at 0; Harrison, IA climate scores there: 74, 49, 42, 41.
Why does Harrison, IA insurance distress create sellers?
A Harrison, IA premium outruns the Harrison, IA budget; a carrier leaves Harrison, IA; Harrison, IA carrying cost passes plan; Harrison, IA owners sell while current; Harrison, IA insurance distress leads Harrison, IA foreclosure data.