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Linn County, IA: Home-Insurance Distress & Forced-Sale Pressure

Linn County, IA: 23/100 (low) home-insurance distress; Linn, IA band LOW; Linn, IA #2,020 of 3,222 counties; Linn, IA #36 of 99 in Iowa; raw Linn, IA 26.9; Linn, IA coverage multiplier 0.85.

FEMA hazard, Linn, IA: 0/100; Linn, IA declarations, three years: none.

NFIP claims, Linn, IA, three years: 5; Linn, IA payouts $40,309; per Linn, IA claim $8,062; Linn, IA claim-stress 67/100.

Linn, IA monthly score fell, 29 (March 2026) to 23 (October 2026); Linn, IA by month: March 29, April 29, May 29, June 29 (Linn, IA), July 29, August 29, September 29, October 23.

Linn, IA components: NFIP claims 67; Linn, IA retreat index 23; Linn, IA climate multiplier 0.85.

Construction distress, Linn, IA: 66/100 as of August 2026 (Linn, IA: 49/100 one-to-four unit, 82/100 multifamily).

Linn, IA ZIPs, June 2026 (Linn, IA, 16 highest): score 0 (Linn, IA), climate 89 (Linn, IA): 52338; score 0 (Linn, IA), climate 88 (Linn, IA): 52202, 52214, 52219, 52227, Linn, IA 52233, 52302, 52314, 52328, Linn, IA 52336, 52341, 52344, 52401, Linn, IA 52402, 52403, 52404.

DLRadar rescores Linn, IA monthly; Linn, IA readings join Linn, IA foreclosure, lien and ownership parcels (Linn, IA), so cost-squeezed Linn, IA owners surface before listing.

Inside Iowa, Linn County ranks 36th of 99 counties for home-insurance distress at 23/100; Kossuth County (27/100) sits just above Linn County, and Hardin County (21/100) sits just below Linn County.

Insurance distress
23/100
Linn, IA: LOW
National rank
#2020
Linn, IA: of 3,222 counties
FEMA hazard
0/100
Linn County hazard
NFIP claim stress
67/100
Linn, IA 3-year
Flood claims (3y)
5
Linn, IA
Claims paid (3y)
$40,309
Linn, IA payouts
Per claim
$8,062
Linn, IA
Construction distress
66/100
Linn, IA

Deterministic. Every Linn County, IA signal traces to a public Linn dataset (FEMA, NFIP, Census for Linn, IA) · how insurance distress works in Linn, IA · methodology

FAQ: Linn County, IA insurance distress

What is the Linn County, IA home-insurance-distress score?

Linn, IA: 23/100 (LOW), #2,020 of 3,222, #36 in Iowa. FEMA hazard, Linn, IA: 0/100; NFIP stress, Linn, IA: 67/100; construction, Linn, IA: 66/100; Linn, IA rescores monthly.

Is Linn County insurance distress getting better or worse (IA)?

Linn, IA: 29 in March 2026; Linn, IA: 23 in October 2026 (better); Linn, IA NFIP claims score 67.

How many flood-insurance claims has Linn County, IA had?

Linn, IA: 5 NFIP claims, three years; Linn, IA paid $40,309; per Linn, IA claim $8,062; carriers reprice Linn, IA against that record.

Which Linn County ZIP codes carry the most insurance distress (IA)?

Linn, IA, June 2026: 52338 at 0, 52202 at 0, 52214 at 0, 52219 at 0; Linn, IA climate scores there: 89, 88, 88, 88.

Why does Linn, IA insurance distress create sellers?

A Linn, IA premium outruns the Linn, IA budget; a carrier leaves Linn, IA; Linn, IA carrying cost passes plan; Linn, IA owners sell while current; Linn, IA insurance distress leads Linn, IA foreclosure data.

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