Lucas County, IA: Home-Insurance Distress & Forced-Sale Pressure
Lucas County, IA: 0/100 (low) home-insurance distress; Lucas, IA band ZERO; Lucas, IA #2,695 of 3,222 counties; Lucas, IA #86 of 99 in Iowa; Lucas, IA coverage multiplier 0.70.
FEMA hazard, Lucas, IA: 0/100; Lucas, IA declarations, three years: none.
NFIP claims, Lucas, IA, three years: none; Lucas, IA claim-stress 0/100.
Lucas, IA monthly score: 0 in every month from March 2026 (Lucas, IA) through October 2026.
Lucas, IA components: all zero this month; Lucas, IA climate multiplier 0.70.
Construction distress, Lucas, IA: 28/100 as of August 2026 (Lucas, IA: 23/100 one-to-four unit, 43/100 multifamily).
Lucas, IA ZIPs, June 2026 (Lucas, IA, 9 highest): score 0 (Lucas, IA), climate 41 (Lucas, IA): 50139; score 0 (Lucas, IA), climate 30 (Lucas, IA): 50151; score 0 (Lucas, IA), climate 28 (Lucas, IA): 50049, 50272; score 0 (Lucas, IA), climate 27 (Lucas, IA): 50068, 50275; score 0 (Lucas, IA), climate 26 (Lucas, IA): 50238; score 0 (Lucas, IA), climate 21 (Lucas, IA): 50123; score 0 (Lucas, IA), climate 19 (Lucas, IA): 52569.
DLRadar rescores Lucas, IA monthly; Lucas, IA readings join Lucas, IA foreclosure, lien and ownership parcels (Lucas, IA), so cost-squeezed Lucas, IA owners surface before listing.
Inside Iowa, Lucas County ranks 86th of 99 counties for home-insurance distress at 0/100; Louisa County (0/100) sits just above Lucas County, and Madison County (0/100) sits just below Lucas County.
Deterministic. Every Lucas County, IA signal traces to a public Lucas dataset (FEMA, NFIP, Census for Lucas, IA) · how insurance distress works in Lucas, IA · methodology
FAQ: Lucas County, IA insurance distress
What is the Lucas County, IA home-insurance-distress score?
Lucas, IA: 0/100 (ZERO), #2,695 of 3,222, #86 in Iowa. FEMA hazard, Lucas, IA: 0/100; NFIP stress, Lucas, IA: 0/100; construction, Lucas, IA: 28/100; Lucas, IA rescores monthly.
Is Lucas County insurance distress getting better or worse (IA)?
Lucas, IA: 0 in March 2026; Lucas, IA: 0 in October 2026 (unchanged).
Which Lucas County ZIP codes carry the most insurance distress (IA)?
Lucas, IA, June 2026: 50139 at 0, 50151 at 0, 50049 at 0, 50272 at 0; Lucas, IA climate scores there: 41, 30, 28, 28.
Why does Lucas, IA insurance distress create sellers?
A Lucas, IA premium outruns the Lucas, IA budget; a carrier leaves Lucas, IA; Lucas, IA carrying cost passes plan; Lucas, IA owners sell while current; Lucas, IA insurance distress leads Lucas, IA foreclosure data.