Madison County, IA: Home-Insurance Distress & Forced-Sale Pressure
Madison County, IA: 0/100 (low) home-insurance distress; Madison, IA band ZERO; Madison, IA #2,696 of 3,222 counties; Madison, IA #87 of 99 in Iowa; Madison, IA coverage multiplier 0.70.
FEMA hazard, Madison, IA: 0/100; Madison, IA declarations, three years: none.
NFIP claims, Madison, IA, three years: none; Madison, IA claim-stress 0/100.
Madison, IA monthly score: 0 in every month from March 2026 (Madison, IA) through October 2026.
Madison, IA components: all zero this month; Madison, IA climate multiplier 0.70.
Construction distress, Madison, IA: 77/100 as of August 2026 (Madison, IA: 59/100 one-to-four unit, 78/100 multifamily).
Madison, IA ZIPs, June 2026 (Madison, IA, 15 highest): score 0 (Madison, IA), climate 47 (Madison, IA): 50211; score 0 (Madison, IA), climate 46 (Madison, IA): 50061; score 0 (Madison, IA), climate 45 (Madison, IA): 50070; score 0 (Madison, IA), climate 44 (Madison, IA): 50072; score 0 (Madison, IA), climate 43 (Madison, IA): 50210, 50261; score 0 (Madison, IA), climate 42 (Madison, IA): 50229; score 0 (Madison, IA), climate 41 (Madison, IA): 50149, 50240; score 0 (Madison, IA), climate 37 (Madison, IA): 50155; score 0 (Madison, IA), climate 36 (Madison, IA): 50033, 50218, 50222, 50273; score 0 (Madison, IA), climate 34 (Madison, IA): 50257.
DLRadar rescores Madison, IA monthly; Madison, IA readings join Madison, IA foreclosure, lien and ownership parcels (Madison, IA), so cost-squeezed Madison, IA owners surface before listing.
Inside Iowa, Madison County ranks 87th of 99 counties for home-insurance distress at 0/100; Lucas County (0/100) sits just above Madison County, and Mahaska County (0/100) sits just below Madison County.
Deterministic. Every Madison County, IA signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, IA) · how insurance distress works in Madison, IA · methodology
FAQ: Madison County, IA insurance distress
What is the Madison County, IA home-insurance-distress score?
Madison, IA: 0/100 (ZERO), #2,696 of 3,222, #87 in Iowa. FEMA hazard, Madison, IA: 0/100; NFIP stress, Madison, IA: 0/100; construction, Madison, IA: 77/100; Madison, IA rescores monthly.
Is Madison County insurance distress getting better or worse (IA)?
Madison, IA: 0 in March 2026; Madison, IA: 0 in October 2026 (unchanged).
Which Madison County ZIP codes carry the most insurance distress (IA)?
Madison, IA, June 2026: 50211 at 0, 50061 at 0, 50070 at 0, 50072 at 0; Madison, IA climate scores there: 47, 46, 45, 44.
Why does Madison, IA insurance distress create sellers?
A Madison, IA premium outruns the Madison, IA budget; a carrier leaves Madison, IA; Madison, IA carrying cost passes plan; Madison, IA owners sell while current; Madison, IA insurance distress leads Madison, IA foreclosure data.