Mitchell County, IA: Home-Insurance Distress & Forced-Sale Pressure
Mitchell County, IA: 63/100 (elevated) home-insurance distress; Mitchell, IA band MEDIUM; Mitchell, IA #830 of 3,222 counties; Mitchell, IA #6 of 99 in Iowa.
FEMA hazard, Mitchell, IA: 52/100; Mitchell, IA declarations, three years: 4; Mitchell, IA perils: 4 severe-storm; Mitchell, IA five-year count 6 (severity 9.0); Mitchell, IA ten-year 6; hazard-weighted, Mitchell, IA: 4.0.
Declared incidents on the Mitchell, IA record: 2024 Severe Storm 6 (Mitchell, IA).
NFIP claims, Mitchell, IA, three years: 4; Mitchell, IA payouts $172,179; per Mitchell, IA claim $43,045; Mitchell, IA claim-stress 79/100.
Mitchell, IA monthly score fell, 77 (March 2026) to 67 (October 2026); Mitchell, IA by month: March 77, April 77, May 73, June 73 (Mitchell, IA), July 70, August 69, September 70, October 67.
Mitchell, IA components: climate 60, NFIP claims 79; Mitchell, IA retreat index 67.
Construction distress, Mitchell, IA: 59/100 as of August 2026 (Mitchell, IA: 61/100 one-to-four unit, 1/100 multifamily).
Mitchell, IA ZIPs, June 2026 (Mitchell, IA, 12 highest): score 0 (Mitchell, IA), climate 56 (Mitchell, IA): 50458; score 0 (Mitchell, IA), climate 48 (Mitchell, IA): 50471; score 0 (Mitchell, IA), climate 46 (Mitchell, IA): 50464; score 0 (Mitchell, IA), climate 45 (Mitchell, IA): 50460; score 0 (Mitchell, IA), climate 43 (Mitchell, IA): 50426, 50454, 50455, 50461, Mitchell, IA 50476; score 0 (Mitchell, IA), climate 39 (Mitchell, IA): 50472; score 0 (Mitchell, IA), climate 31 (Mitchell, IA): 50466; score 0 (Mitchell, IA), climate 25 (Mitchell, IA): 50628.
DLRadar rescores Mitchell, IA monthly; Mitchell, IA readings join Mitchell, IA foreclosure, lien and ownership parcels (Mitchell, IA), so cost-squeezed Mitchell, IA owners surface before listing.
Inside Iowa, Mitchell County ranks 6th of 99 counties for home-insurance distress at 63/100; Pottawattamie County (66/100) sits just above Mitchell County, and Sioux County (62/100) sits just below Mitchell County.
Deterministic. Every Mitchell County, IA signal traces to a public Mitchell dataset (FEMA, NFIP, Census for Mitchell, IA) · how insurance distress works in Mitchell, IA · methodology
FAQ: Mitchell County, IA insurance distress
What is the Mitchell County, IA home-insurance-distress score?
Mitchell, IA: 63/100 (MEDIUM), #830 of 3,222, #6 in Iowa. FEMA hazard, Mitchell, IA: 52/100; NFIP stress, Mitchell, IA: 79/100; construction, Mitchell, IA: 59/100; Mitchell, IA rescores monthly.
Is Mitchell County insurance distress getting better or worse (IA)?
Mitchell, IA: 77 in March 2026; Mitchell, IA: 67 in October 2026 (better); Mitchell, IA climate component 60; Mitchell, IA NFIP claims score 79.
How many flood-insurance claims has Mitchell County, IA had?
Mitchell, IA: 4 NFIP claims, three years; Mitchell, IA paid $172,179; per Mitchell, IA claim $43,045; carriers reprice Mitchell, IA against that record.
Which Mitchell County ZIP codes carry the most insurance distress (IA)?
Mitchell, IA, June 2026: 50458 at 0, 50471 at 0, 50464 at 0, 50460 at 0; Mitchell, IA climate scores there: 56, 48, 46, 45.
Why does Mitchell, IA insurance distress create sellers?
A Mitchell, IA premium outruns the Mitchell, IA budget; a carrier leaves Mitchell, IA; Mitchell, IA carrying cost passes plan; Mitchell, IA owners sell while current; Mitchell, IA insurance distress leads Mitchell, IA foreclosure data.