Polk County, IA: Home-Insurance Distress & Forced-Sale Pressure
Polk County, IA: 68/100 (elevated) home-insurance distress; Polk, IA band MEDIUM; Polk, IA #681 of 3,222 counties; Polk, IA #2 of 99 in Iowa.
FEMA hazard, Polk, IA: 52/100; Polk, IA declarations, three years: 6; Polk, IA perils: 4 severe-storm; Polk, IA five-year count 6 (severity 9.0); Polk, IA ten-year 6; hazard-weighted, Polk, IA: 4.0.
Declared incidents on the Polk, IA record: 2026 Severe Storm 3; 2024 Tornado 3 (Polk, IA); 2024 Severe Storm 3 (Polk, IA).
NFIP claims, Polk, IA, three years: 31; Polk, IA payouts $1,724,881; per Polk, IA claim $55,641; Polk, IA claim-stress 92/100.
Polk, IA monthly score rose, 65 (March 2026) to 73 (October 2026); Polk, IA by month: March 65, April 65, May 63, June 63 (Polk, IA), July 61, August 59, September 66, October 73.
Polk, IA components: climate 60, NFIP claims 92; Polk, IA retreat index 73.
Construction distress, Polk, IA: 67/100 as of August 2026 (Polk, IA: 53/100 one-to-four unit, 85/100 multifamily).
Polk, IA ZIPs, June 2026 (Polk, IA, 16 highest): score 0 (Polk, IA), climate 93 (Polk, IA): 50007, 50009, 50021, 50023, Polk, IA 50032, 50035, 50073, 50131, Polk, IA 50226, 50309, 50310, 50311, Polk, IA 50312, 50313, 50314, 50315.
DLRadar rescores Polk, IA monthly; Polk, IA readings join Polk, IA foreclosure, lien and ownership parcels (Polk, IA), so cost-squeezed Polk, IA owners surface before listing.
Inside Iowa, Polk County ranks 2nd of 99 counties for home-insurance distress at 68/100; Clay County (70/100) sits just above Polk County, and Cherokee County (67/100) sits just below Polk County.
Deterministic. Every Polk County, IA signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, IA) · how insurance distress works in Polk, IA · methodology
FAQ: Polk County, IA insurance distress
What is the Polk County, IA home-insurance-distress score?
Polk, IA: 68/100 (MEDIUM), #681 of 3,222, #2 in Iowa. FEMA hazard, Polk, IA: 52/100; NFIP stress, Polk, IA: 92/100; construction, Polk, IA: 67/100; Polk, IA rescores monthly.
Is Polk County insurance distress getting better or worse (IA)?
Polk, IA: 65 in March 2026; Polk, IA: 73 in October 2026 (worse); Polk, IA climate component 60; Polk, IA NFIP claims score 92.
How many flood-insurance claims has Polk County, IA had?
Polk, IA: 31 NFIP claims, three years; Polk, IA paid $1,724,881; per Polk, IA claim $55,641; carriers reprice Polk, IA against that record.
Which Polk County ZIP codes carry the most insurance distress (IA)?
Polk, IA, June 2026: 50007 at 0, 50009 at 0, 50021 at 0, 50023 at 0; Polk, IA climate scores there: 93, 93, 93, 93.
Why does Polk, IA insurance distress create sellers?
A Polk, IA premium outruns the Polk, IA budget; a carrier leaves Polk, IA; Polk, IA carrying cost passes plan; Polk, IA owners sell while current; Polk, IA insurance distress leads Polk, IA foreclosure data.