Poweshiek County, IA: Home-Insurance Distress & Forced-Sale Pressure

DLRadar grades Poweshiek County, Iowa at 33/100 for home-insurance distress, a moderate level that places it #1467 of 3,222 counties, in the upper half of U.S. counties. As premiums climb and carriers retreat, owners who can no longer afford or obtain coverage turn into motivated sellers — often before any foreclosure filing appears.

Over the trailing three years, Poweshiek County recorded 0 NFIP flood claims totaling $0 paid (about $0 per claim) — the loss history that pushes premiums up and coverage out.

Hazard exposure of 64/100 alongside 0/100 in flood-claim stress is the combination that turns Poweshiek County owners into insurance-motivated sellers.

Taken with the county's foreclosure and lien record, 33/100 tells you whether Poweshiek County owners face a coverage problem or a solvency problem — the two need different outreach.

Poweshiek County's 33/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.

The reading rests on a FEMA hazard score of 64/100; NFIP flood-claim stress of 0/100 over three years - the specific exposures that widen premiums and shrink the carrier pool in Poweshiek County.

Poweshiek County's 33/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #1467 position shifts between updates.

Rebuild-cost inflation compounds it: construction-distress reads 73/100, so replacement and repair costs — the basis insurers use to set premiums — are running hot.

This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. So you can reach the owners whose trigger is carrying cost — before they list.