Sioux County, IA: Home-Insurance Distress & Forced-Sale Pressure
Sioux County, IA: 62/100 (elevated) home-insurance distress; Sioux, IA band MEDIUM; Sioux, IA #837 of 3,222 counties; Sioux, IA #7 of 99 in Iowa.
FEMA hazard, Sioux, IA: 40/100; Sioux, IA declarations, three years: 2; Sioux, IA perils: 2 severe-storm; Sioux, IA five-year count 3 (severity 4.5); Sioux, IA ten-year 3; hazard-weighted, Sioux, IA: 2.0.
Declared incidents on the Sioux, IA record: 2024 Severe Storm 3 (Sioux, IA).
NFIP claims, Sioux, IA, three years: 25; Sioux, IA payouts $3,787,664; per Sioux, IA claim $151,507; Sioux, IA claim-stress 95/100.
Sioux, IA monthly score fell, 71 (March 2026) to 66 (October 2026); Sioux, IA by month: March 71, April 71, May 68, June 68 (Sioux, IA), July 66, August 65, September 64, October 66.
Sioux, IA components: climate 46, NFIP claims 95; Sioux, IA retreat index 66.
Construction distress, Sioux, IA: 5/100 as of August 2026 (Sioux, IA: 41/100 one-to-four unit, 1/100 multifamily).
Sioux, IA ZIPs, June 2026 (Sioux, IA, 16 highest): score 0 (Sioux, IA), climate 69 (Sioux, IA): 57034; score 0 (Sioux, IA), climate 62 (Sioux, IA): 51003, 51011, 51036, 51041, Sioux, IA 51234, 51244, 51250; score 0 (Sioux, IA), climate 61 (Sioux, IA): 51027, 51247; score 0 (Sioux, IA), climate 60 (Sioux, IA): 51239; score 0 (Sioux, IA), climate 57 (Sioux, IA): 51023; score 0 (Sioux, IA), climate 53 (Sioux, IA): 51031, 51050; score 0 (Sioux, IA), climate 51 (Sioux, IA): 51238; score 0 (Sioux, IA), climate 45 (Sioux, IA): 51201.
DLRadar rescores Sioux, IA monthly; Sioux, IA readings join Sioux, IA foreclosure, lien and ownership parcels (Sioux, IA), so cost-squeezed Sioux, IA owners surface before listing.
Inside Iowa, Sioux County ranks 7th of 99 counties for home-insurance distress at 62/100; Mitchell County (63/100) sits just above Sioux County, and Story County (60/100) sits just below Sioux County.
Deterministic. Every Sioux County, IA signal traces to a public Sioux dataset (FEMA, NFIP, Census for Sioux, IA) · how insurance distress works in Sioux, IA · methodology
FAQ: Sioux County, IA insurance distress
What is the Sioux County, IA home-insurance-distress score?
Sioux, IA: 62/100 (MEDIUM), #837 of 3,222, #7 in Iowa. FEMA hazard, Sioux, IA: 40/100; NFIP stress, Sioux, IA: 95/100; construction, Sioux, IA: 5/100; Sioux, IA rescores monthly.
Is Sioux County insurance distress getting better or worse (IA)?
Sioux, IA: 71 in March 2026; Sioux, IA: 66 in October 2026 (better); Sioux, IA climate component 46; Sioux, IA NFIP claims score 95.
How many flood-insurance claims has Sioux County, IA had?
Sioux, IA: 25 NFIP claims, three years; Sioux, IA paid $3,787,664; per Sioux, IA claim $151,507; carriers reprice Sioux, IA against that record.
Which Sioux County ZIP codes carry the most insurance distress (IA)?
Sioux, IA, June 2026: 57034 at 0, 51003 at 0, 51011 at 0, 51036 at 0; Sioux, IA climate scores there: 69, 62, 62, 62.
Why does Sioux, IA insurance distress create sellers?
A Sioux, IA premium outruns the Sioux, IA budget; a carrier leaves Sioux, IA; Sioux, IA carrying cost passes plan; Sioux, IA owners sell while current; Sioux, IA insurance distress leads Sioux, IA foreclosure data.