Woodbury County, IA: Home-Insurance Distress & Forced-Sale Pressure
Woodbury County, IA: 59/100 (elevated) home-insurance distress; Woodbury, IA band MEDIUM; Woodbury, IA #915 of 3,222 counties; Woodbury, IA #9 of 99 in Iowa.
FEMA hazard, Woodbury, IA: 40/100; Woodbury, IA declarations, three years: 4; Woodbury, IA perils: 2 severe-storm; Woodbury, IA five-year count 6 (severity 10.5); Woodbury, IA ten-year 6; hazard-weighted, Woodbury, IA: 2.0.
Declared incidents on the Woodbury, IA record: 2025 Winter Storm 3; 2024 Severe Storm 3 (Woodbury, IA).
NFIP claims, Woodbury, IA, three years: 21; Woodbury, IA payouts $673,781; per Woodbury, IA claim $32,085; Woodbury, IA claim-stress 87/100.
Woodbury, IA monthly score fell, 68 (March 2026) to 62 (October 2026); Woodbury, IA by month: March 68, April 68, May 66, June 66 (Woodbury, IA), July 64, August 63, September 62, October 62.
Woodbury, IA components: climate 46, NFIP claims 87; Woodbury, IA retreat index 62.
Construction distress, Woodbury, IA: 76/100 as of August 2026 (Woodbury, IA: 43/100 one-to-four unit, 100/100 multifamily).
Woodbury, IA ZIPs, June 2026 (Woodbury, IA, 16 highest): score 0 (Woodbury, IA), climate 84 (Woodbury, IA): 51004, 51007, 51015, 51030, Woodbury, IA 51039, 51044, 51052, 51054, Woodbury, IA 51101, 51103, 51104, 51105, Woodbury, IA 51106, 51111; score 0 (Woodbury, IA), climate 78 (Woodbury, IA): 51016; score 0 (Woodbury, IA), climate 75 (Woodbury, IA): 51056.
DLRadar rescores Woodbury, IA monthly; Woodbury, IA readings join Woodbury, IA foreclosure, lien and ownership parcels (Woodbury, IA), so cost-squeezed Woodbury, IA owners surface before listing.
Inside Iowa, Woodbury County ranks 9th of 99 counties for home-insurance distress at 59/100; Story County (60/100) sits just above Woodbury County, and Harrison County (58/100) sits just below Woodbury County.
Deterministic. Every Woodbury County, IA signal traces to a public Woodbury dataset (FEMA, NFIP, Census for Woodbury, IA) · how insurance distress works in Woodbury, IA · methodology
FAQ: Woodbury County, IA insurance distress
What is the Woodbury County, IA home-insurance-distress score?
Woodbury, IA: 59/100 (MEDIUM), #915 of 3,222, #9 in Iowa. FEMA hazard, Woodbury, IA: 40/100; NFIP stress, Woodbury, IA: 87/100; construction, Woodbury, IA: 76/100; Woodbury, IA rescores monthly.
Is Woodbury County insurance distress getting better or worse (IA)?
Woodbury, IA: 68 in March 2026; Woodbury, IA: 62 in October 2026 (better); Woodbury, IA climate component 46; Woodbury, IA NFIP claims score 87.
How many flood-insurance claims has Woodbury County, IA had?
Woodbury, IA: 21 NFIP claims, three years; Woodbury, IA paid $673,781; per Woodbury, IA claim $32,085; carriers reprice Woodbury, IA against that record.
Which Woodbury County ZIP codes carry the most insurance distress (IA)?
Woodbury, IA, June 2026: 51004 at 0, 51007 at 0, 51015 at 0, 51030 at 0; Woodbury, IA climate scores there: 84, 84, 84, 84.
Why does Woodbury, IA insurance distress create sellers?
A Woodbury, IA premium outruns the Woodbury, IA budget; a carrier leaves Woodbury, IA; Woodbury, IA carrying cost passes plan; Woodbury, IA owners sell while current; Woodbury, IA insurance distress leads Woodbury, IA foreclosure data.