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Adams County, ID: Home-Insurance Distress & Forced-Sale Pressure

Adams County, ID: 0/100 (low) home-insurance distress; Adams, ID band ZERO; Adams, ID #2,576 of 3,222 counties; Adams, ID #16 of 44 in Idaho; Adams, ID coverage multiplier 0.70.

FEMA hazard, Adams, ID: 0/100; Adams, ID declarations, three years: none.

NFIP claims, Adams, ID, three years: none; Adams, ID claim-stress 0/100.

Adams, ID monthly score: 0 in every month from March 2026 (Adams, ID) through October 2026.

Adams, ID components: all zero this month; Adams, ID climate multiplier 0.70.

Construction distress, Adams, ID: 36/100 as of August 2026 (Adams, ID: 8/100 one-to-four unit, 100/100 multifamily).

Adams, ID ZIPs, June 2026 (Adams, ID, 6 highest): score 0 (Adams, ID), climate 66 (Adams, ID): 83638; score 0 (Adams, ID), climate 46 (Adams, ID): 83654; score 0 (Adams, ID), climate 38 (Adams, ID): 83612, 83643; score 0 (Adams, ID), climate 37 (Adams, ID): 83632; score 0 (Adams, ID), climate 28 (Adams, ID): 83610.

DLRadar rescores Adams, ID monthly; Adams, ID readings join Adams, ID foreclosure, lien and ownership parcels (Adams, ID), so cost-squeezed Adams, ID owners surface before listing.

Inside Idaho, Adams County ranks 16th of 44 counties for home-insurance distress at 0/100; Bonneville County (5/100) sits just above Adams County, and Bannock County (0/100) sits just below Adams County.

Insurance distress
0/100
Adams, ID: ZERO
National rank
#2576
Adams, ID: of 3,222 counties
FEMA hazard
0/100
Adams County hazard
NFIP claim stress
0/100
Adams, ID 3-year
Flood claims (3y)
0
Adams, ID
Claims paid (3y)
$0
Adams, ID payouts
Per claim
$0
Adams, ID
Construction distress
36/100
Adams, ID

Deterministic. Every Adams County, ID signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, ID) · how insurance distress works in Adams, ID · methodology

FAQ: Adams County, ID insurance distress

What is the Adams County, ID home-insurance-distress score?

Adams, ID: 0/100 (ZERO), #2,576 of 3,222, #16 in Idaho. FEMA hazard, Adams, ID: 0/100; NFIP stress, Adams, ID: 0/100; construction, Adams, ID: 36/100; Adams, ID rescores monthly.

Is Adams County insurance distress getting better or worse (ID)?

Adams, ID: 0 in March 2026; Adams, ID: 0 in October 2026 (unchanged).

Which Adams County ZIP codes carry the most insurance distress (ID)?

Adams, ID, June 2026: 83638 at 0, 83654 at 0, 83612 at 0, 83643 at 0; Adams, ID climate scores there: 66, 46, 38, 38.

Why does Adams, ID insurance distress create sellers?

A Adams, ID premium outruns the Adams, ID budget; a carrier leaves Adams, ID; Adams, ID carrying cost passes plan; Adams, ID owners sell while current; Adams, ID insurance distress leads Adams, ID foreclosure data.

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