Benewah County, ID: Home-Insurance Distress & Forced-Sale Pressure
Benewah County, ID: 25/100 (moderate) home-insurance distress; Benewah, ID band LOW; Benewah, ID #1,901 of 3,222 counties; Benewah, ID #9 of 44 in Idaho; raw Benewah, ID 24.1; Benewah, ID coverage multiplier 0.85.
FEMA hazard, Benewah, ID: 50/100; Benewah, ID declarations, three years: 4; Benewah, ID perils: 2 severe-storm; hazard-weighted, Benewah, ID: 2.0.
Declared incidents on the Benewah, ID record: 2026 Straight-Line Winds 3; 2026 Severe Storm 3 (Benewah, ID).
NFIP claims, Benewah, ID, three years: none; Benewah, ID claim-stress 0/100.
Benewah, ID monthly score rose, 0 (March 2026) to 23 (October 2026); Benewah, ID by month: March 0, April 0, May 0, June 0 (Benewah, ID), July 23, August 21, September 21, October 23.
Benewah, ID components: climate 46; Benewah, ID retreat index 23; Benewah, ID climate multiplier 0.85.
Construction distress, Benewah, ID: 47/100 as of August 2026 (Benewah, ID: 48/100 one-to-four unit, 18/100 multifamily).
Benewah, ID ZIPs, June 2026 (Benewah, ID, 9 highest): score 0 (Benewah, ID), climate 80 (Benewah, ID): 83833; score 0 (Benewah, ID), climate 62 (Benewah, ID): 83812; score 0 (Benewah, ID), climate 51 (Benewah, ID): 99033; score 0 (Benewah, ID), climate 32 (Benewah, ID): 83830; score 0 (Benewah, ID), climate 25 (Benewah, ID): 83824, 83861; score 0 (Benewah, ID), climate 20 (Benewah, ID): 83851, 83866, 83870.
DLRadar rescores Benewah, ID monthly; Benewah, ID readings join Benewah, ID foreclosure, lien and ownership parcels (Benewah, ID), so cost-squeezed Benewah, ID owners surface before listing.
Inside Idaho, Benewah County ranks 9th of 44 counties for home-insurance distress at 25/100; Washington County (32/100) sits just above Benewah County, and Clearwater County (25/100) sits just below Benewah County.
Deterministic. Every Benewah County, ID signal traces to a public Benewah dataset (FEMA, NFIP, Census for Benewah, ID) · how insurance distress works in Benewah, ID · methodology
FAQ: Benewah County, ID insurance distress
What is the Benewah County, ID home-insurance-distress score?
Benewah, ID: 25/100 (LOW), #1,901 of 3,222, #9 in Idaho. FEMA hazard, Benewah, ID: 50/100; NFIP stress, Benewah, ID: 0/100; construction, Benewah, ID: 47/100; Benewah, ID rescores monthly.
Is Benewah County insurance distress getting better or worse (ID)?
Benewah, ID: 0 in March 2026; Benewah, ID: 23 in October 2026 (worse); Benewah, ID climate component 46.
Which Benewah County ZIP codes carry the most insurance distress (ID)?
Benewah, ID, June 2026: 83833 at 0, 83812 at 0, 99033 at 0, 83830 at 0; Benewah, ID climate scores there: 80, 62, 51, 32.
Why does Benewah, ID insurance distress create sellers?
A Benewah, ID premium outruns the Benewah, ID budget; a carrier leaves Benewah, ID; Benewah, ID carrying cost passes plan; Benewah, ID owners sell while current; Benewah, ID insurance distress leads Benewah, ID foreclosure data.