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Franklin County, ID: Home-Insurance Distress & Forced-Sale Pressure

Franklin County, ID: 0/100 (low) home-insurance distress; Franklin, ID band ZERO; Franklin, ID #2,590 of 3,222 counties; Franklin, ID #30 of 44 in Idaho; Franklin, ID coverage multiplier 0.70.

FEMA hazard, Franklin, ID: 0/100; Franklin, ID declarations, three years: none.

NFIP claims, Franklin, ID, three years: none; Franklin, ID claim-stress 0/100.

Franklin, ID monthly score: 0 in every month from March 2026 (Franklin, ID) through October 2026.

Franklin, ID components: all zero this month; Franklin, ID climate multiplier 0.70.

Construction distress, Franklin, ID: 74/100 as of August 2026 (Franklin, ID: 74/100 one-to-four unit, 0/100 multifamily).

Franklin, ID ZIPs, June 2026 (Franklin, ID, 7 highest): score 0 (Franklin, ID), climate 11 (Franklin, ID): 83228, 83232, 83237, 83263, Franklin, ID 83283, 83286; score 0 (Franklin, ID), climate 10 (Franklin, ID): 83241.

DLRadar rescores Franklin, ID monthly; Franklin, ID readings join Franklin, ID foreclosure, lien and ownership parcels (Franklin, ID), so cost-squeezed Franklin, ID owners surface before listing.

Inside Idaho, Franklin County ranks 30th of 44 counties for home-insurance distress at 0/100; Elmore County (0/100) sits just above Franklin County, and Fremont County (0/100) sits just below Franklin County.

Insurance distress
0/100
Franklin, ID: ZERO
National rank
#2590
Franklin, ID: of 3,222 counties
FEMA hazard
0/100
Franklin County hazard
NFIP claim stress
0/100
Franklin, ID 3-year
Flood claims (3y)
0
Franklin, ID
Claims paid (3y)
$0
Franklin, ID payouts
Per claim
$0
Franklin, ID
Construction distress
74/100
Franklin, ID

Deterministic. Every Franklin County, ID signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, ID) · how insurance distress works in Franklin, ID · methodology

FAQ: Franklin County, ID insurance distress

What is the Franklin County, ID home-insurance-distress score?

Franklin, ID: 0/100 (ZERO), #2,590 of 3,222, #30 in Idaho. FEMA hazard, Franklin, ID: 0/100; NFIP stress, Franklin, ID: 0/100; construction, Franklin, ID: 74/100; Franklin, ID rescores monthly.

Is Franklin County insurance distress getting better or worse (ID)?

Franklin, ID: 0 in March 2026; Franklin, ID: 0 in October 2026 (unchanged).

Which Franklin County ZIP codes carry the most insurance distress (ID)?

Franklin, ID, June 2026: 83228 at 0, 83232 at 0, 83237 at 0, 83263 at 0; Franklin, ID climate scores there: 11, 11, 11, 11.

Why does Franklin, ID insurance distress create sellers?

A Franklin, ID premium outruns the Franklin, ID budget; a carrier leaves Franklin, ID; Franklin, ID carrying cost passes plan; Franklin, ID owners sell while current; Franklin, ID insurance distress leads Franklin, ID foreclosure data.

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