Idaho County, ID: Home-Insurance Distress & Forced-Sale Pressure
Idaho County, ID: 32/100 (moderate) home-insurance distress; Idaho, ID band LOW; Idaho, ID #1,519 of 3,222 counties; Idaho, ID #6 of 44 in Idaho; raw Idaho, ID 37.9; Idaho, ID coverage multiplier 0.85.
FEMA hazard, Idaho, ID: 63/100; Idaho, ID declarations, three years: 6; Idaho, ID perils: 3 flood; Idaho, ID five-year count 3 (severity 4.5); Idaho, ID ten-year 3; hazard-weighted, Idaho, ID: 6.0.
Declared incidents on the Idaho, ID record: 2026 Straight-Line Winds 3; 2024 Flood 3 (Idaho, ID).
NFIP claims, Idaho, ID, three years: none; Idaho, ID claim-stress 0/100.
Idaho, ID monthly score fell, 33 (March 2026) to 30 (October 2026); Idaho, ID by month: March 33, April 33, May 30, June 30 (Idaho, ID), July 27, August 26, September 27, October 30.
Idaho, ID components: climate 60; Idaho, ID retreat index 30; Idaho, ID climate multiplier 0.85.
Construction distress, Idaho, ID: 70/100 as of August 2026 (Idaho, ID: 70/100 one-to-four unit, 2/100 multifamily).
Idaho, ID ZIPs, June 2026 (Idaho, ID, 16 highest): score 0 (Idaho, ID), climate 81 (Idaho, ID): 59847; score 0 (Idaho, ID), climate 76 (Idaho, ID): 83522, 83525, 83526, 83530, Idaho, ID 83533, 83539, 83542, 83547, Idaho, ID 83549, 83552, 83554; score 0 (Idaho, ID), climate 70 (Idaho, ID): 83536; score 0 (Idaho, ID), climate 66 (Idaho, ID): 83638; score 0 (Idaho, ID), climate 65 (Idaho, ID): 83611; score 0 (Idaho, ID), climate 46 (Idaho, ID): 83654.
DLRadar rescores Idaho, ID monthly; Idaho, ID readings join Idaho, ID foreclosure, lien and ownership parcels (Idaho, ID), so cost-squeezed Idaho, ID owners surface before listing.
Inside Idaho, Idaho County ranks 6th of 44 counties for home-insurance distress at 32/100; Kootenai County (36/100) sits just above Idaho County, and Lewis County (32/100) sits just below Idaho County.
Deterministic. Every Idaho County, ID signal traces to a public Idaho dataset (FEMA, NFIP, Census for Idaho, ID) · how insurance distress works in Idaho, ID · methodology
FAQ: Idaho County, ID insurance distress
What is the Idaho County, ID home-insurance-distress score?
Idaho, ID: 32/100 (LOW), #1,519 of 3,222, #6 in Idaho. FEMA hazard, Idaho, ID: 63/100; NFIP stress, Idaho, ID: 0/100; construction, Idaho, ID: 70/100; Idaho, ID rescores monthly.
Is Idaho County insurance distress getting better or worse (ID)?
Idaho, ID: 33 in March 2026; Idaho, ID: 30 in October 2026 (better); Idaho, ID climate component 60.
Which Idaho County ZIP codes carry the most insurance distress (ID)?
Idaho, ID, June 2026: 59847 at 0, 83522 at 0, 83525 at 0, 83526 at 0; Idaho, ID climate scores there: 81, 76, 76, 76.
Why does Idaho, ID insurance distress create sellers?
A Idaho, ID premium outruns the Idaho, ID budget; a carrier leaves Idaho, ID; Idaho, ID carrying cost passes plan; Idaho, ID owners sell while current; Idaho, ID insurance distress leads Idaho, ID foreclosure data.