Latah County, ID: Home-Insurance Distress & Forced-Sale Pressure
Latah County, ID: 83/100 (severe) home-insurance distress; Latah, ID band HIGH; Latah, ID #272 of 3,222 counties; Latah, ID #1 of 44 in Idaho; raw Latah, ID 75.0.
FEMA hazard, Latah, ID: 87/100; Latah, ID declarations, three years: 8; Latah, ID perils: 6 fire, 2 severe-storm; Latah, ID five-year count 6 (severity 9.0); Latah, ID ten-year 6; hazard-weighted, Latah, ID: 10.0.
Declared incidents on the Latah, ID record: 2026 Straight-Line Winds 3; 2026 Severe Storm 3 (Latah, ID); 2024 Fire 6 (Latah, ID).
NFIP claims, Latah, ID, three years: 9; Latah, ID payouts $173,888; per Latah, ID claim $19,321; Latah, ID claim-stress 78/100.
Latah, ID monthly score rose, 75 (March 2026) to 82 (October 2026); Latah, ID by month: March 75, April 75, May 76, June 76 (Latah, ID), July 77, August 78, September 76, October 82.
Latah, ID components: climate 85, NFIP claims 78; Latah, ID retreat index 82.
Construction distress, Latah, ID: 46/100 as of August 2026 (Latah, ID: 50/100 one-to-four unit, 33/100 multifamily).
Latah, ID ZIPs, June 2026 (Latah, ID, 14 highest): score 0 (Latah, ID), climate 44 (Latah, ID): 99128; score 0 (Latah, ID), climate 41 (Latah, ID): 83535, 83537, 83832; score 0 (Latah, ID), climate 40 (Latah, ID): 83806, 83823, 83834, 83843, Latah, ID 83844, 83855, 83857, 83871, Latah, ID 83872; score 0 (Latah, ID), climate 25 (Latah, ID): 83824.
DLRadar rescores Latah, ID monthly; Latah, ID readings join Latah, ID foreclosure, lien and ownership parcels (Latah, ID), so cost-squeezed Latah, ID owners surface before listing.
Inside Idaho, Latah County ranks 1st of 44 counties for home-insurance distress at 83/100; Shoshone County (58/100) sits just below Latah County.
Deterministic. Every Latah County, ID signal traces to a public Latah dataset (FEMA, NFIP, Census for Latah, ID) · how insurance distress works in Latah, ID · methodology
FAQ: Latah County, ID insurance distress
What is the Latah County, ID home-insurance-distress score?
Latah, ID: 83/100 (HIGH), #272 of 3,222, #1 in Idaho. FEMA hazard, Latah, ID: 87/100; NFIP stress, Latah, ID: 78/100; construction, Latah, ID: 46/100; Latah, ID rescores monthly.
Is Latah County insurance distress getting better or worse (ID)?
Latah, ID: 75 in March 2026; Latah, ID: 82 in October 2026 (worse); Latah, ID climate component 85; Latah, ID NFIP claims score 78.
How many flood-insurance claims has Latah County, ID had?
Latah, ID: 9 NFIP claims, three years; Latah, ID paid $173,888; per Latah, ID claim $19,321; carriers reprice Latah, ID against that record.
Which Latah County ZIP codes carry the most insurance distress (ID)?
Latah, ID, June 2026: 99128 at 0, 83535 at 0, 83537 at 0, 83832 at 0; Latah, ID climate scores there: 44, 41, 41, 41.
Why does Latah, ID insurance distress create sellers?
A Latah, ID premium outruns the Latah, ID budget; a carrier leaves Latah, ID; Latah, ID carrying cost passes plan; Latah, ID owners sell while current; Latah, ID insurance distress leads Latah, ID foreclosure data.