Lewis County, ID: Home-Insurance Distress & Forced-Sale Pressure
Lewis County, ID: 32/100 (moderate) home-insurance distress; Lewis, ID band LOW; Lewis, ID #1,520 of 3,222 counties; Lewis, ID #7 of 44 in Idaho; raw Lewis, ID 37.9; Lewis, ID coverage multiplier 0.85.
FEMA hazard, Lewis, ID: 63/100; Lewis, ID declarations, three years: 6; Lewis, ID perils: 3 flood; Lewis, ID five-year count 3 (severity 4.5); Lewis, ID ten-year 3; hazard-weighted, Lewis, ID: 6.0.
Declared incidents on the Lewis, ID record: 2026 Straight-Line Winds 3; 2024 Flood 3 (Lewis, ID).
NFIP claims, Lewis, ID, three years: none; Lewis, ID claim-stress 0/100.
Lewis, ID monthly score fell, 33 (March 2026) to 30 (October 2026); Lewis, ID by month: March 33, April 33, May 30, June 30 (Lewis, ID), July 27, August 26, September 27, October 30.
Lewis, ID components: climate 60; Lewis, ID retreat index 30; Lewis, ID climate multiplier 0.85.
Construction distress, Lewis, ID: 62/100 as of August 2026 (Lewis, ID: 48/100 one-to-four unit, 27/100 multifamily).
Lewis, ID ZIPs, June 2026 (Lewis, ID, 7 highest): score 0 (Lewis, ID), climate 70 (Lewis, ID): 83536; score 0 (Lewis, ID), climate 40 (Lewis, ID): 83544; score 0 (Lewis, ID), climate 36 (Lewis, ID): 83548; score 0 (Lewis, ID), climate 34 (Lewis, ID): 83524; score 0 (Lewis, ID), climate 26 (Lewis, ID): 83555; score 0 (Lewis, ID), climate 3 (Lewis, ID): 83523, 83543.
DLRadar rescores Lewis, ID monthly; Lewis, ID readings join Lewis, ID foreclosure, lien and ownership parcels (Lewis, ID), so cost-squeezed Lewis, ID owners surface before listing.
Inside Idaho, Lewis County ranks 7th of 44 counties for home-insurance distress at 32/100; Idaho County (32/100) sits just above Lewis County, and Washington County (32/100) sits just below Lewis County.
Deterministic. Every Lewis County, ID signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, ID) · how insurance distress works in Lewis, ID · methodology
FAQ: Lewis County, ID insurance distress
What is the Lewis County, ID home-insurance-distress score?
Lewis, ID: 32/100 (LOW), #1,520 of 3,222, #7 in Idaho. FEMA hazard, Lewis, ID: 63/100; NFIP stress, Lewis, ID: 0/100; construction, Lewis, ID: 62/100; Lewis, ID rescores monthly.
Is Lewis County insurance distress getting better or worse (ID)?
Lewis, ID: 33 in March 2026; Lewis, ID: 30 in October 2026 (better); Lewis, ID climate component 60.
Which Lewis County ZIP codes carry the most insurance distress (ID)?
Lewis, ID, June 2026: 83536 at 0, 83544 at 0, 83548 at 0, 83524 at 0; Lewis, ID climate scores there: 70, 40, 36, 34.
Why does Lewis, ID insurance distress create sellers?
A Lewis, ID premium outruns the Lewis, ID budget; a carrier leaves Lewis, ID; Lewis, ID carrying cost passes plan; Lewis, ID owners sell while current; Lewis, ID insurance distress leads Lewis, ID foreclosure data.