Madison County, ID: Home-Insurance Distress & Forced-Sale Pressure
Madison County, ID: 0/100 (low) home-insurance distress; Madison, ID band ZERO; Madison, ID #2,597 of 3,222 counties; Madison, ID #37 of 44 in Idaho; Madison, ID coverage multiplier 0.70.
FEMA hazard, Madison, ID: 0/100; Madison, ID declarations, three years: none.
NFIP claims, Madison, ID, three years: none; Madison, ID claim-stress 0/100.
Madison, ID monthly score: 0 in every month from March 2026 (Madison, ID) through October 2026.
Madison, ID components: all zero this month; Madison, ID climate multiplier 0.70.
Construction distress, Madison, ID: 27/100 as of August 2026 (Madison, ID: 33/100 one-to-four unit, 15/100 multifamily).
Madison, ID ZIPs, June 2026 (Madison, ID, 8 highest): score 0 (Madison, ID), climate 83 (Madison, ID): 83443; score 0 (Madison, ID), climate 62 (Madison, ID): 83460; score 0 (Madison, ID), climate 61 (Madison, ID): 83440, 83448; score 0 (Madison, ID), climate 56 (Madison, ID): 83436, 83451; score 0 (Madison, ID), climate 52 (Madison, ID): 83434; score 0 (Madison, ID), climate 46 (Madison, ID): 83445.
DLRadar rescores Madison, ID monthly; Madison, ID readings join Madison, ID foreclosure, lien and ownership parcels (Madison, ID), so cost-squeezed Madison, ID owners surface before listing.
Inside Idaho, Madison County ranks 37th of 44 counties for home-insurance distress at 0/100; Lincoln County (0/100) sits just above Madison County, and Minidoka County (0/100) sits just below Madison County.
Deterministic. Every Madison County, ID signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, ID) · how insurance distress works in Madison, ID · methodology
FAQ: Madison County, ID insurance distress
What is the Madison County, ID home-insurance-distress score?
Madison, ID: 0/100 (ZERO), #2,597 of 3,222, #37 in Idaho. FEMA hazard, Madison, ID: 0/100; NFIP stress, Madison, ID: 0/100; construction, Madison, ID: 27/100; Madison, ID rescores monthly.
Is Madison County insurance distress getting better or worse (ID)?
Madison, ID: 0 in March 2026; Madison, ID: 0 in October 2026 (unchanged).
Which Madison County ZIP codes carry the most insurance distress (ID)?
Madison, ID, June 2026: 83443 at 0, 83460 at 0, 83440 at 0, 83448 at 0; Madison, ID climate scores there: 83, 62, 61, 61.
Why does Madison, ID insurance distress create sellers?
A Madison, ID premium outruns the Madison, ID budget; a carrier leaves Madison, ID; Madison, ID carrying cost passes plan; Madison, ID owners sell while current; Madison, ID insurance distress leads Madison, ID foreclosure data.