Nez Perce County, ID: Home-Insurance Distress & Forced-Sale Pressure
Nez Perce County, ID: 44/100 (moderate) home-insurance distress; Nez Perce, ID band MEDIUM; Nez Perce, ID #1,264 of 3,222 counties; Nez Perce, ID #3 of 44 in Idaho; Nez Perce, ID coverage multiplier 0.85.
FEMA hazard, Nez Perce, ID: 87/100; Nez Perce, ID declarations, three years: 8; Nez Perce, ID perils: 6 fire, 2 severe-storm; Nez Perce, ID five-year count 6 (severity 9.0); Nez Perce, ID ten-year 6; hazard-weighted, Nez Perce, ID: 10.0.
Declared incidents on the Nez Perce, ID record: 2026 Straight-Line Winds 3; 2026 Severe Storm 3 (Nez Perce, ID); 2024 Fire 6 (Nez Perce, ID).
NFIP claims, Nez Perce, ID, three years: none; Nez Perce, ID claim-stress 0/100.
Nez Perce, ID monthly score rose, 40 (March 2026) to 43 (October 2026); Nez Perce, ID by month: March 40, April 40, May 38, June 38 (Nez Perce, ID), July 39, August 40, September 39, October 43.
Nez Perce, ID components: climate 85; Nez Perce, ID retreat index 43; Nez Perce, ID climate multiplier 0.85.
Construction distress, Nez Perce, ID: 90/100 as of August 2026 (Nez Perce, ID: 41/100 one-to-four unit, 100/100 multifamily).
Nez Perce, ID ZIPs, June 2026 (Nez Perce, ID, 10 highest): score 0 (Nez Perce, ID), climate 42 (Nez Perce, ID): 83501, 83540, 83541, 83545; score 0 (Nez Perce, ID), climate 41 (Nez Perce, ID): 83535, 83537, 83832; score 0 (Nez Perce, ID), climate 36 (Nez Perce, ID): 83548; score 0 (Nez Perce, ID), climate 34 (Nez Perce, ID): 83524; score 0 (Nez Perce, ID), climate 26 (Nez Perce, ID): 83555.
DLRadar rescores Nez Perce, ID monthly; Nez Perce, ID readings join Nez Perce, ID foreclosure, lien and ownership parcels (Nez Perce, ID), so cost-squeezed Nez Perce, ID owners surface before listing.
Inside Idaho, Nez Perce County ranks 3rd of 44 counties for home-insurance distress at 44/100; Shoshone County (58/100) sits just above Nez Perce County, and Bonner County (37/100) sits just below Nez Perce County.
Deterministic. Every Nez Perce County, ID signal traces to a public Nez Perce dataset (FEMA, NFIP, Census for Nez Perce, ID) · how insurance distress works in Nez Perce, ID · methodology
FAQ: Nez Perce County, ID insurance distress
What is the Nez Perce County, ID home-insurance-distress score?
Nez Perce, ID: 44/100 (MEDIUM), #1,264 of 3,222, #3 in Idaho. FEMA hazard, Nez Perce, ID: 87/100; NFIP stress, Nez Perce, ID: 0/100; construction, Nez Perce, ID: 90/100; Nez Perce, ID rescores monthly.
Is Nez Perce County insurance distress getting better or worse (ID)?
Nez Perce, ID: 40 in March 2026; Nez Perce, ID: 43 in October 2026 (worse); Nez Perce, ID climate component 85.
Which Nez Perce County ZIP codes carry the most insurance distress (ID)?
Nez Perce, ID, June 2026: 83501 at 0, 83540 at 0, 83541 at 0, 83545 at 0; Nez Perce, ID climate scores there: 42, 42, 42, 42.
Why does Nez Perce, ID insurance distress create sellers?
A Nez Perce, ID premium outruns the Nez Perce, ID budget; a carrier leaves Nez Perce, ID; Nez Perce, ID carrying cost passes plan; Nez Perce, ID owners sell while current; Nez Perce, ID insurance distress leads Nez Perce, ID foreclosure data.