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Owyhee County, ID: Home-Insurance Distress & Forced-Sale Pressure

Owyhee County, ID: 0/100 (low) home-insurance distress; Owyhee, ID band ZERO; Owyhee, ID #2,600 of 3,222 counties; Owyhee, ID #40 of 44 in Idaho; Owyhee, ID coverage multiplier 0.70.

FEMA hazard, Owyhee, ID: 0/100; Owyhee, ID declarations, three years: none.

NFIP claims, Owyhee, ID, three years: none; Owyhee, ID claim-stress 0/100.

Owyhee, ID monthly score: 0 in every month from March 2026 (Owyhee, ID) through October 2026.

Owyhee, ID components: all zero this month; Owyhee, ID climate multiplier 0.70.

Construction distress, Owyhee, ID: 50/100 as of August 2026 (Owyhee, ID: 50/100 one-to-four unit, 7/100 multifamily).

Owyhee, ID ZIPs, June 2026 (Owyhee, ID, 12 highest): score 0 (Owyhee, ID), climate 71 (Owyhee, ID): 89832; score 0 (Owyhee, ID), climate 57 (Owyhee, ID): 83647; score 0 (Owyhee, ID), climate 53 (Owyhee, ID): 83641; score 0 (Owyhee, ID), climate 48 (Owyhee, ID): 83316; score 0 (Owyhee, ID), climate 47 (Owyhee, ID): 83302; score 0 (Owyhee, ID), climate 42 (Owyhee, ID): 83627; score 0 (Owyhee, ID), climate 41 (Owyhee, ID): 83624; score 0 (Owyhee, ID), climate 36 (Owyhee, ID): 83604, 83628, 83639, 83650, Owyhee, ID 97910.

DLRadar rescores Owyhee, ID monthly; Owyhee, ID readings join Owyhee, ID foreclosure, lien and ownership parcels (Owyhee, ID), so cost-squeezed Owyhee, ID owners surface before listing.

Inside Idaho, Owyhee County ranks 40th of 44 counties for home-insurance distress at 0/100; Oneida County (0/100) sits just above Owyhee County, and Payette County (0/100) sits just below Owyhee County.

Insurance distress
0/100
Owyhee, ID: ZERO
National rank
#2600
Owyhee, ID: of 3,222 counties
FEMA hazard
0/100
Owyhee County hazard
NFIP claim stress
0/100
Owyhee, ID 3-year
Flood claims (3y)
0
Owyhee, ID
Claims paid (3y)
$0
Owyhee, ID payouts
Per claim
$0
Owyhee, ID
Construction distress
50/100
Owyhee, ID

Deterministic. Every Owyhee County, ID signal traces to a public Owyhee dataset (FEMA, NFIP, Census for Owyhee, ID) · how insurance distress works in Owyhee, ID · methodology

FAQ: Owyhee County, ID insurance distress

What is the Owyhee County, ID home-insurance-distress score?

Owyhee, ID: 0/100 (ZERO), #2,600 of 3,222, #40 in Idaho. FEMA hazard, Owyhee, ID: 0/100; NFIP stress, Owyhee, ID: 0/100; construction, Owyhee, ID: 50/100; Owyhee, ID rescores monthly.

Is Owyhee County insurance distress getting better or worse (ID)?

Owyhee, ID: 0 in March 2026; Owyhee, ID: 0 in October 2026 (unchanged).

Which Owyhee County ZIP codes carry the most insurance distress (ID)?

Owyhee, ID, June 2026: 89832 at 0, 83647 at 0, 83641 at 0, 83316 at 0; Owyhee, ID climate scores there: 71, 57, 53, 48.

Why does Owyhee, ID insurance distress create sellers?

A Owyhee, ID premium outruns the Owyhee, ID budget; a carrier leaves Owyhee, ID; Owyhee, ID carrying cost passes plan; Owyhee, ID owners sell while current; Owyhee, ID insurance distress leads Owyhee, ID foreclosure data.

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