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Payette County, ID: Home-Insurance Distress & Forced-Sale Pressure

Payette County, ID: 0/100 (low) home-insurance distress; Payette, ID band ZERO; Payette, ID #2,601 of 3,222 counties; Payette, ID #41 of 44 in Idaho; Payette, ID coverage multiplier 0.70.

FEMA hazard, Payette, ID: 0/100; Payette, ID declarations, three years: none.

NFIP claims, Payette, ID, three years: none; Payette, ID claim-stress 0/100.

Payette, ID monthly score: 0 in every month from March 2026 (Payette, ID) through October 2026.

Payette, ID components: all zero this month; Payette, ID climate multiplier 0.70.

Construction distress, Payette, ID: 14/100 as of August 2026 (Payette, ID: 14/100 one-to-four unit, 13/100 multifamily).

Payette, ID ZIPs, June 2026 (Payette, ID, 7 highest): score 0 (Payette, ID), climate 61 (Payette, ID): 83607; score 0 (Payette, ID), climate 60 (Payette, ID): 83660; score 0 (Payette, ID), climate 37 (Payette, ID): 83617; score 0 (Payette, ID), climate 36 (Payette, ID): 97913; score 0 (Payette, ID), climate 23 (Payette, ID): 83661; score 0 (Payette, ID), climate 22 (Payette, ID): 83619, 83655.

DLRadar rescores Payette, ID monthly; Payette, ID readings join Payette, ID foreclosure, lien and ownership parcels (Payette, ID), so cost-squeezed Payette, ID owners surface before listing.

Inside Idaho, Payette County ranks 41st of 44 counties for home-insurance distress at 0/100; Owyhee County (0/100) sits just above Payette County, and Power County (0/100) sits just below Payette County.

Insurance distress
0/100
Payette, ID: ZERO
National rank
#2601
Payette, ID: of 3,222 counties
FEMA hazard
0/100
Payette County hazard
NFIP claim stress
0/100
Payette, ID 3-year
Flood claims (3y)
0
Payette, ID
Claims paid (3y)
$0
Payette, ID payouts
Per claim
$0
Payette, ID
Construction distress
14/100
Payette, ID

Deterministic. Every Payette County, ID signal traces to a public Payette dataset (FEMA, NFIP, Census for Payette, ID) · how insurance distress works in Payette, ID · methodology

FAQ: Payette County, ID insurance distress

What is the Payette County, ID home-insurance-distress score?

Payette, ID: 0/100 (ZERO), #2,601 of 3,222, #41 in Idaho. FEMA hazard, Payette, ID: 0/100; NFIP stress, Payette, ID: 0/100; construction, Payette, ID: 14/100; Payette, ID rescores monthly.

Is Payette County insurance distress getting better or worse (ID)?

Payette, ID: 0 in March 2026; Payette, ID: 0 in October 2026 (unchanged).

Which Payette County ZIP codes carry the most insurance distress (ID)?

Payette, ID, June 2026: 83607 at 0, 83660 at 0, 83617 at 0, 97913 at 0; Payette, ID climate scores there: 61, 60, 37, 36.

Why does Payette, ID insurance distress create sellers?

A Payette, ID premium outruns the Payette, ID budget; a carrier leaves Payette, ID; Payette, ID carrying cost passes plan; Payette, ID owners sell while current; Payette, ID insurance distress leads Payette, ID foreclosure data.

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