Shoshone County, ID: Home-Insurance Distress & Forced-Sale Pressure
Shoshone County, ID: 58/100 (elevated) home-insurance distress; Shoshone, ID band MEDIUM; Shoshone, ID #933 of 3,222 counties; Shoshone, ID #2 of 44 in Idaho; raw Shoshone, ID 51.5.
FEMA hazard, Shoshone, ID: 63/100; Shoshone, ID declarations, three years: 4; Shoshone, ID perils: 3 flood; Shoshone, ID five-year count 3 (severity 4.5); Shoshone, ID ten-year 3; hazard-weighted, Shoshone, ID: 4.0.
Declared incidents on the Shoshone, ID record: 2026 Straight-Line Winds 3; 2024 Flood 3 (Shoshone, ID).
NFIP claims, Shoshone, ID, three years: 1; Shoshone, ID payouts $1,883; per Shoshone, ID claim $1,883; Shoshone, ID claim-stress 51/100.
Shoshone, ID monthly score rose, 45 (March 2026) to 56 (October 2026); Shoshone, ID by month: March 45, April 45, May 41, June 41 (Shoshone, ID), July 39, August 38, September 38, October 56.
Shoshone, ID components: climate 60, NFIP claims 51; Shoshone, ID retreat index 56.
Construction distress, Shoshone, ID: 70/100 as of August 2026 (Shoshone, ID: 64/100 one-to-four unit, 99/100 multifamily).
Shoshone, ID ZIPs, June 2026 (Shoshone, ID, 15 highest): score 0 (Shoshone, ID), climate 80 (Shoshone, ID): 83810; score 0 (Shoshone, ID), climate 62 (Shoshone, ID): 83802, 83808, 83812, 83837, Shoshone, ID 83839, 83846, 83849, 83850, Shoshone, ID 83867, 83868, 83873, 83874; score 0 (Shoshone, ID), climate 32 (Shoshone, ID): 83830; score 0 (Shoshone, ID), climate 25 (Shoshone, ID): 83861.
DLRadar rescores Shoshone, ID monthly; Shoshone, ID readings join Shoshone, ID foreclosure, lien and ownership parcels (Shoshone, ID), so cost-squeezed Shoshone, ID owners surface before listing.
Inside Idaho, Shoshone County ranks 2nd of 44 counties for home-insurance distress at 58/100; Latah County (83/100) sits just above Shoshone County, and Nez Perce County (44/100) sits just below Shoshone County.
Deterministic. Every Shoshone County, ID signal traces to a public Shoshone dataset (FEMA, NFIP, Census for Shoshone, ID) · how insurance distress works in Shoshone, ID · methodology
FAQ: Shoshone County, ID insurance distress
What is the Shoshone County, ID home-insurance-distress score?
Shoshone, ID: 58/100 (MEDIUM), #933 of 3,222, #2 in Idaho. FEMA hazard, Shoshone, ID: 63/100; NFIP stress, Shoshone, ID: 51/100; construction, Shoshone, ID: 70/100; Shoshone, ID rescores monthly.
Is Shoshone County insurance distress getting better or worse (ID)?
Shoshone, ID: 45 in March 2026; Shoshone, ID: 56 in October 2026 (worse); Shoshone, ID climate component 60; Shoshone, ID NFIP claims score 51.
How many flood-insurance claims has Shoshone County, ID had?
Shoshone, ID: 1 NFIP claims, three years; Shoshone, ID paid $1,883; per Shoshone, ID claim $1,883; carriers reprice Shoshone, ID against that record.
Which Shoshone County ZIP codes carry the most insurance distress (ID)?
Shoshone, ID, June 2026: 83810 at 0, 83802 at 0, 83808 at 0, 83812 at 0; Shoshone, ID climate scores there: 80, 62, 62, 62.
Why does Shoshone, ID insurance distress create sellers?
A Shoshone, ID premium outruns the Shoshone, ID budget; a carrier leaves Shoshone, ID; Shoshone, ID carrying cost passes plan; Shoshone, ID owners sell while current; Shoshone, ID insurance distress leads Shoshone, ID foreclosure data.