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Valley County, ID: Home-Insurance Distress & Forced-Sale Pressure

Valley County, ID: 0/100 (low) home-insurance distress; Valley, ID band ZERO; Valley, ID #2,604 of 3,222 counties; Valley, ID #44 of 44 in Idaho; Valley, ID coverage multiplier 0.70.

FEMA hazard, Valley, ID: 0/100; Valley, ID declarations, three years: none.

NFIP claims, Valley, ID, three years: none; Valley, ID claim-stress 0/100.

Valley, ID monthly score: 0 in every month from March 2026 (Valley, ID) through October 2026.

Valley, ID components: all zero this month; Valley, ID climate multiplier 0.70.

Construction distress, Valley, ID: 13/100 as of August 2026 (Valley, ID: 17/100 one-to-four unit, 0/100 multifamily).

Valley, ID ZIPs, June 2026 (Valley, ID, 5 highest): score 0 (Valley, ID), climate 66 (Valley, ID): 83638; score 0 (Valley, ID), climate 65 (Valley, ID): 83611; score 0 (Valley, ID), climate 58 (Valley, ID): 83615, 83677; score 0 (Valley, ID), climate 37 (Valley, ID): 83657.

DLRadar rescores Valley, ID monthly; Valley, ID readings join Valley, ID foreclosure, lien and ownership parcels (Valley, ID), so cost-squeezed Valley, ID owners surface before listing.

Inside Idaho, Valley County ranks 44th of 44 counties for home-insurance distress at 0/100; Teton County (0/100) sits just above Valley County.

Insurance distress
0/100
Valley, ID: ZERO
National rank
#2604
Valley, ID: of 3,222 counties
FEMA hazard
0/100
Valley County hazard
NFIP claim stress
0/100
Valley, ID 3-year
Flood claims (3y)
0
Valley, ID
Claims paid (3y)
$0
Valley, ID payouts
Per claim
$0
Valley, ID
Construction distress
13/100
Valley, ID

Deterministic. Every Valley County, ID signal traces to a public Valley dataset (FEMA, NFIP, Census for Valley, ID) · how insurance distress works in Valley, ID · methodology

FAQ: Valley County, ID insurance distress

What is the Valley County, ID home-insurance-distress score?

Valley, ID: 0/100 (ZERO), #2,604 of 3,222, #44 in Idaho. FEMA hazard, Valley, ID: 0/100; NFIP stress, Valley, ID: 0/100; construction, Valley, ID: 13/100; Valley, ID rescores monthly.

Is Valley County insurance distress getting better or worse (ID)?

Valley, ID: 0 in March 2026; Valley, ID: 0 in October 2026 (unchanged).

Which Valley County ZIP codes carry the most insurance distress (ID)?

Valley, ID, June 2026: 83638 at 0, 83611 at 0, 83615 at 0, 83677 at 0; Valley, ID climate scores there: 66, 65, 58, 58.

Why does Valley, ID insurance distress create sellers?

A Valley, ID premium outruns the Valley, ID budget; a carrier leaves Valley, ID; Valley, ID carrying cost passes plan; Valley, ID owners sell while current; Valley, ID insurance distress leads Valley, ID foreclosure data.

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