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Alexander County, IL: Home-Insurance Distress & Forced-Sale Pressure

Alexander County, IL: 26/100 (moderate) home-insurance distress; Alexander, IL band LOW; Alexander, IL #1,864 of 3,222 counties; Alexander, IL #17 of 102 in Illinois; raw Alexander, IL 30.5; Alexander, IL coverage multiplier 0.85.

FEMA hazard, Alexander, IL: 0/100; Alexander, IL declarations, three years: none.

NFIP claims, Alexander, IL, three years: 8; Alexander, IL payouts $147,624; per Alexander, IL claim $18,453; Alexander, IL claim-stress 76/100.

Alexander, IL monthly score rose, 21 (March 2026) to 26 (October 2026); Alexander, IL by month: March 21, April 21, May 21, June 21 (Alexander, IL), July 21, August 21, September 21, October 26.

Alexander, IL components: NFIP claims 76; Alexander, IL retreat index 26; Alexander, IL climate multiplier 0.85.

Construction distress, Alexander, IL: 0/100 as of August 2026 (Alexander, IL: 0/100 one-to-four unit, 0/100 multifamily).

Alexander, IL ZIPs, June 2026 (Alexander, IL, 8 highest): score 0 (Alexander, IL), climate 52 (Alexander, IL): 62952; score 0 (Alexander, IL), climate 43 (Alexander, IL): 62992; score 0 (Alexander, IL), climate 42 (Alexander, IL): 62957; score 0 (Alexander, IL), climate 39 (Alexander, IL): 62914, 62962, 62969, 62988, Alexander, IL 62990.

DLRadar rescores Alexander, IL monthly; Alexander, IL readings join Alexander, IL foreclosure, lien and ownership parcels (Alexander, IL), so cost-squeezed Alexander, IL owners surface before listing.

Inside Illinois, Alexander County ranks 17th of 102 counties for home-insurance distress at 26/100; Jackson County (26/100) sits just above Alexander County, and Lasalle County (26/100) sits just below Alexander County.

Insurance distress
26/100
Alexander, IL: LOW
National rank
#1864
Alexander, IL: of 3,222 counties
FEMA hazard
0/100
Alexander County hazard
NFIP claim stress
76/100
Alexander, IL 3-year
Flood claims (3y)
8
Alexander, IL
Claims paid (3y)
$147,624
Alexander, IL payouts
Per claim
$18,453
Alexander, IL
Construction distress
0/100
Alexander, IL

Deterministic. Every Alexander County, IL signal traces to a public Alexander dataset (FEMA, NFIP, Census for Alexander, IL) · how insurance distress works in Alexander, IL · methodology

FAQ: Alexander County, IL insurance distress

What is the Alexander County, IL home-insurance-distress score?

Alexander, IL: 26/100 (LOW), #1,864 of 3,222, #17 in Illinois. FEMA hazard, Alexander, IL: 0/100; NFIP stress, Alexander, IL: 76/100; construction, Alexander, IL: 0/100; Alexander, IL rescores monthly.

Is Alexander County insurance distress getting better or worse (IL)?

Alexander, IL: 21 in March 2026; Alexander, IL: 26 in October 2026 (worse); Alexander, IL NFIP claims score 76.

How many flood-insurance claims has Alexander County, IL had?

Alexander, IL: 8 NFIP claims, three years; Alexander, IL paid $147,624; per Alexander, IL claim $18,453; carriers reprice Alexander, IL against that record.

Which Alexander County ZIP codes carry the most insurance distress (IL)?

Alexander, IL, June 2026: 62952 at 0, 62992 at 0, 62957 at 0, 62914 at 0; Alexander, IL climate scores there: 52, 43, 42, 39.

Why does Alexander, IL insurance distress create sellers?

A Alexander, IL premium outruns the Alexander, IL budget; a carrier leaves Alexander, IL; Alexander, IL carrying cost passes plan; Alexander, IL owners sell while current; Alexander, IL insurance distress leads Alexander, IL foreclosure data.

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