Clinton County, IL: Home-Insurance Distress & Forced-Sale Pressure
Clinton County, IL: 19/100 (low) home-insurance distress; Clinton, IL band LOW; Clinton, IL #2,359 of 3,222 counties; Clinton, IL #35 of 102 in Illinois; raw Clinton, IL 22.2; Clinton, IL coverage multiplier 0.85.
FEMA hazard, Clinton, IL: 0/100; Clinton, IL declarations, three years: none.
NFIP claims, Clinton, IL, three years: 1; Clinton, IL payouts $9,462; per Clinton, IL claim $9,462; Clinton, IL claim-stress 55/100.
Clinton, IL monthly score fell, 20 (March 2026) to 19 (October 2026); Clinton, IL by month: March 20, April 20, May 20, June 20 (Clinton, IL), July 20, August 20, September 20, October 19.
Clinton, IL components: NFIP claims 55; Clinton, IL retreat index 19; Clinton, IL climate multiplier 0.85.
Construction distress, Clinton, IL: 60/100 as of August 2026 (Clinton, IL: 59/100 one-to-four unit, 16/100 multifamily).
Clinton, IL ZIPs, June 2026 (Clinton, IL, 16 highest): score 0 (Clinton, IL), climate 91 (Clinton, IL): 62249; score 0 (Clinton, IL), climate 82 (Clinton, IL): 62293; score 0 (Clinton, IL), climate 74 (Clinton, IL): 62882; score 0 (Clinton, IL), climate 72 (Clinton, IL): 62265; score 0 (Clinton, IL), climate 70 (Clinton, IL): 62216, 62801; score 0 (Clinton, IL), climate 68 (Clinton, IL): 62215, 62218, 62219, 62230, Clinton, IL 62231, 62245, 62250, 62266; score 0 (Clinton, IL), climate 64 (Clinton, IL): 62875; score 0 (Clinton, IL), climate 50 (Clinton, IL): 62275.
DLRadar rescores Clinton, IL monthly; Clinton, IL readings join Clinton, IL foreclosure, lien and ownership parcels (Clinton, IL), so cost-squeezed Clinton, IL owners surface before listing.
Inside Illinois, Clinton County ranks 35th of 102 counties for home-insurance distress at 19/100; Massac County (20/100) sits just above Clinton County, and Stephenson County (19/100) sits just below Clinton County.
Deterministic. Every Clinton County, IL signal traces to a public Clinton dataset (FEMA, NFIP, Census for Clinton, IL) · how insurance distress works in Clinton, IL · methodology
FAQ: Clinton County, IL insurance distress
What is the Clinton County, IL home-insurance-distress score?
Clinton, IL: 19/100 (LOW), #2,359 of 3,222, #35 in Illinois. FEMA hazard, Clinton, IL: 0/100; NFIP stress, Clinton, IL: 55/100; construction, Clinton, IL: 60/100; Clinton, IL rescores monthly.
Is Clinton County insurance distress getting better or worse (IL)?
Clinton, IL: 20 in March 2026; Clinton, IL: 19 in October 2026 (better); Clinton, IL NFIP claims score 55.
How many flood-insurance claims has Clinton County, IL had?
Clinton, IL: 1 NFIP claims, three years; Clinton, IL paid $9,462; per Clinton, IL claim $9,462; carriers reprice Clinton, IL against that record.
Which Clinton County ZIP codes carry the most insurance distress (IL)?
Clinton, IL, June 2026: 62249 at 0, 62293 at 0, 62882 at 0, 62265 at 0; Clinton, IL climate scores there: 91, 82, 74, 72.
Why does Clinton, IL insurance distress create sellers?
A Clinton, IL premium outruns the Clinton, IL budget; a carrier leaves Clinton, IL; Clinton, IL carrying cost passes plan; Clinton, IL owners sell while current; Clinton, IL insurance distress leads Clinton, IL foreclosure data.