Johnson County, IL: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, IL: 0/100 (low) home-insurance distress; Johnson, IL band ZERO; Johnson, IL #2,633 of 3,222 counties; Johnson, IL #72 of 102 in Illinois; Johnson, IL coverage multiplier 0.70.
FEMA hazard, Johnson, IL: 0/100; Johnson, IL declarations, three years: none.
NFIP claims, Johnson, IL, three years: none; Johnson, IL claim-stress 0/100.
Johnson, IL monthly score: 0 in every month from March 2026 (Johnson, IL) through October 2026.
Johnson, IL components: all zero this month; Johnson, IL climate multiplier 0.70.
Construction distress, Johnson, IL: 17/100 as of August 2026 (Johnson, IL: 18/100 one-to-four unit, 8/100 multifamily).
Johnson, IL ZIPs, June 2026 (Johnson, IL, 10 highest): score 0 (Johnson, IL), climate 75 (Johnson, IL): 62922; score 0 (Johnson, IL), climate 55 (Johnson, IL): 62908; score 0 (Johnson, IL), climate 49 (Johnson, IL): 62912, 62939; score 0 (Johnson, IL), climate 48 (Johnson, IL): 62967; score 0 (Johnson, IL), climate 47 (Johnson, IL): 62923, 62995; score 0 (Johnson, IL), climate 45 (Johnson, IL): 62943; score 0 (Johnson, IL), climate 44 (Johnson, IL): 62972; score 0 (Johnson, IL), climate 26 (Johnson, IL): 62985.
DLRadar rescores Johnson, IL monthly; Johnson, IL readings join Johnson, IL foreclosure, lien and ownership parcels (Johnson, IL), so cost-squeezed Johnson, IL owners surface before listing.
Inside Illinois, Johnson County ranks 72nd of 102 counties for home-insurance distress at 0/100; Jo Daviess County (0/100) sits just above Johnson County, and Knox County (0/100) sits just below Johnson County.
Deterministic. Every Johnson County, IL signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, IL) · how insurance distress works in Johnson, IL · methodology
FAQ: Johnson County, IL insurance distress
What is the Johnson County, IL home-insurance-distress score?
Johnson, IL: 0/100 (ZERO), #2,633 of 3,222, #72 in Illinois. FEMA hazard, Johnson, IL: 0/100; NFIP stress, Johnson, IL: 0/100; construction, Johnson, IL: 17/100; Johnson, IL rescores monthly.
Is Johnson County insurance distress getting better or worse (IL)?
Johnson, IL: 0 in March 2026; Johnson, IL: 0 in October 2026 (unchanged).
Which Johnson County ZIP codes carry the most insurance distress (IL)?
Johnson, IL, June 2026: 62922 at 0, 62908 at 0, 62912 at 0, 62939 at 0; Johnson, IL climate scores there: 75, 55, 49, 49.
Why does Johnson, IL insurance distress create sellers?
A Johnson, IL premium outruns the Johnson, IL budget; a carrier leaves Johnson, IL; Johnson, IL carrying cost passes plan; Johnson, IL owners sell while current; Johnson, IL insurance distress leads Johnson, IL foreclosure data.