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Lawrence County, IL: Home-Insurance Distress & Forced-Sale Pressure

Lawrence County, IL: 0/100 (low) home-insurance distress; Lawrence, IL band ZERO; Lawrence, IL #2,635 of 3,222 counties; Lawrence, IL #74 of 102 in Illinois; Lawrence, IL coverage multiplier 0.70.

FEMA hazard, Lawrence, IL: 0/100; Lawrence, IL declarations, three years: none.

NFIP claims, Lawrence, IL, three years: none; Lawrence, IL claim-stress 0/100.

Lawrence, IL monthly score: 0 in every month from March 2026 (Lawrence, IL) through October 2026.

Lawrence, IL components: all zero this month; Lawrence, IL climate multiplier 0.70.

Construction distress, Lawrence, IL: 47/100 as of August 2026 (Lawrence, IL: 47/100 one-to-four unit, 0/100 multifamily).

Lawrence, IL ZIPs, June 2026 (Lawrence, IL, 7 highest): score 0 (Lawrence, IL), climate 48 (Lawrence, IL): 62417, 62439, 62460, 62466; score 0 (Lawrence, IL), climate 45 (Lawrence, IL): 62421; score 0 (Lawrence, IL), climate 44 (Lawrence, IL): 62427; score 0 (Lawrence, IL), climate 24 (Lawrence, IL): 62476.

DLRadar rescores Lawrence, IL monthly; Lawrence, IL readings join Lawrence, IL foreclosure, lien and ownership parcels (Lawrence, IL), so cost-squeezed Lawrence, IL owners surface before listing.

Inside Illinois, Lawrence County ranks 74th of 102 counties for home-insurance distress at 0/100; Knox County (0/100) sits just above Lawrence County, and Lee County (0/100) sits just below Lawrence County.

Insurance distress
0/100
Lawrence, IL: ZERO
National rank
#2635
Lawrence, IL: of 3,222 counties
FEMA hazard
0/100
Lawrence County hazard
NFIP claim stress
0/100
Lawrence, IL 3-year
Flood claims (3y)
0
Lawrence, IL
Claims paid (3y)
$0
Lawrence, IL payouts
Per claim
$0
Lawrence, IL
Construction distress
47/100
Lawrence, IL

Deterministic. Every Lawrence County, IL signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, IL) · how insurance distress works in Lawrence, IL · methodology

FAQ: Lawrence County, IL insurance distress

What is the Lawrence County, IL home-insurance-distress score?

Lawrence, IL: 0/100 (ZERO), #2,635 of 3,222, #74 in Illinois. FEMA hazard, Lawrence, IL: 0/100; NFIP stress, Lawrence, IL: 0/100; construction, Lawrence, IL: 47/100; Lawrence, IL rescores monthly.

Is Lawrence County insurance distress getting better or worse (IL)?

Lawrence, IL: 0 in March 2026; Lawrence, IL: 0 in October 2026 (unchanged).

Which Lawrence County ZIP codes carry the most insurance distress (IL)?

Lawrence, IL, June 2026: 62417 at 0, 62439 at 0, 62460 at 0, 62466 at 0; Lawrence, IL climate scores there: 48, 48, 48, 48.

Why does Lawrence, IL insurance distress create sellers?

A Lawrence, IL premium outruns the Lawrence, IL budget; a carrier leaves Lawrence, IL; Lawrence, IL carrying cost passes plan; Lawrence, IL owners sell while current; Lawrence, IL insurance distress leads Lawrence, IL foreclosure data.

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