Livingston County, IL: Home-Insurance Distress & Forced-Sale Pressure
Livingston County, IL: 0/100 (low) home-insurance distress; Livingston, IL band ZERO; Livingston, IL #2,637 of 3,222 counties; Livingston, IL #76 of 102 in Illinois; Livingston, IL coverage multiplier 0.70.
FEMA hazard, Livingston, IL: 0/100; Livingston, IL declarations, three years: none.
NFIP claims, Livingston, IL, three years: none; Livingston, IL claim-stress 0/100.
Livingston, IL monthly score: 0 in every month from March 2026 (Livingston, IL) through October 2026.
Livingston, IL components: all zero this month; Livingston, IL climate multiplier 0.70.
Construction distress, Livingston, IL: 19/100 as of August 2026 (Livingston, IL: 16/100 one-to-four unit, 19/100 multifamily).
Livingston, IL ZIPs, June 2026 (Livingston, IL, 16 highest): score 0 (Livingston, IL), climate 85 (Livingston, IL): 60470; score 0 (Livingston, IL), climate 83 (Livingston, IL): 60917, 60961, 61364, 61726; score 0 (Livingston, IL), climate 81 (Livingston, IL): 61744; score 0 (Livingston, IL), climate 75 (Livingston, IL): 61731; score 0 (Livingston, IL), climate 74 (Livingston, IL): 60420, 61739; score 0 (Livingston, IL), climate 73 (Livingston, IL): 60460, 60920, 60934, 61311, Livingston, IL 61313, 61319, 61333.
DLRadar rescores Livingston, IL monthly; Livingston, IL readings join Livingston, IL foreclosure, lien and ownership parcels (Livingston, IL), so cost-squeezed Livingston, IL owners surface before listing.
Inside Illinois, Livingston County ranks 76th of 102 counties for home-insurance distress at 0/100; Lee County (0/100) sits just above Livingston County, and Logan County (0/100) sits just below Livingston County.
Deterministic. Every Livingston County, IL signal traces to a public Livingston dataset (FEMA, NFIP, Census for Livingston, IL) · how insurance distress works in Livingston, IL · methodology
FAQ: Livingston County, IL insurance distress
What is the Livingston County, IL home-insurance-distress score?
Livingston, IL: 0/100 (ZERO), #2,637 of 3,222, #76 in Illinois. FEMA hazard, Livingston, IL: 0/100; NFIP stress, Livingston, IL: 0/100; construction, Livingston, IL: 19/100; Livingston, IL rescores monthly.
Is Livingston County insurance distress getting better or worse (IL)?
Livingston, IL: 0 in March 2026; Livingston, IL: 0 in October 2026 (unchanged).
Which Livingston County ZIP codes carry the most insurance distress (IL)?
Livingston, IL, June 2026: 60470 at 0, 60917 at 0, 60961 at 0, 61364 at 0; Livingston, IL climate scores there: 85, 83, 83, 83.
Why does Livingston, IL insurance distress create sellers?
A Livingston, IL premium outruns the Livingston, IL budget; a carrier leaves Livingston, IL; Livingston, IL carrying cost passes plan; Livingston, IL owners sell while current; Livingston, IL insurance distress leads Livingston, IL foreclosure data.