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Logan County, IL: Home-Insurance Distress & Forced-Sale Pressure

Logan County, IL: 0/100 (low) home-insurance distress; Logan, IL band ZERO; Logan, IL #2,638 of 3,222 counties; Logan, IL #77 of 102 in Illinois; Logan, IL coverage multiplier 0.70.

FEMA hazard, Logan, IL: 0/100; Logan, IL declarations, three years: none; Logan, IL five-year count 3 (severity 3.0); Logan, IL ten-year 3.

Declared incidents on the Logan, IL record: 2023 Severe Storm 1 (Logan, IL).

NFIP claims, Logan, IL, three years: none; Logan, IL claim-stress 0/100.

Logan, IL monthly score: 0 in every month from March 2026 (Logan, IL) through October 2026.

Logan, IL components: all zero this month; Logan, IL climate multiplier 0.70.

Construction distress, Logan, IL: 4/100 as of August 2026 (Logan, IL: 73/100 one-to-four unit, 3/100 multifamily).

Logan, IL ZIPs, June 2026 (Logan, IL, 16 highest): score 0 (Logan, IL), climate 82 (Logan, IL): 61754; score 0 (Logan, IL), climate 81 (Logan, IL): 61721; score 0 (Logan, IL), climate 78 (Logan, IL): 62693; score 0 (Logan, IL), climate 68 (Logan, IL): 62543; score 0 (Logan, IL), climate 62 (Logan, IL): 61723, 62635; score 0 (Logan, IL), climate 60 (Logan, IL): 61751, 62518, 62519, 62541, Logan, IL 62548, 62634, 62643, 62656; score 0 (Logan, IL), climate 59 (Logan, IL): 62512; score 0 (Logan, IL), climate 58 (Logan, IL): 62671.

DLRadar rescores Logan, IL monthly; Logan, IL readings join Logan, IL foreclosure, lien and ownership parcels (Logan, IL), so cost-squeezed Logan, IL owners surface before listing.

Inside Illinois, Logan County ranks 77th of 102 counties for home-insurance distress at 0/100; Livingston County (0/100) sits just above Logan County, and Mcdonough County (0/100) sits just below Logan County.

Insurance distress
0/100
Logan, IL: ZERO
National rank
#2638
Logan, IL: of 3,222 counties
FEMA hazard
0/100
Logan County hazard
NFIP claim stress
0/100
Logan, IL 3-year
Flood claims (3y)
0
Logan, IL
Claims paid (3y)
$0
Logan, IL payouts
Per claim
$0
Logan, IL
Construction distress
4/100
Logan, IL

Deterministic. Every Logan County, IL signal traces to a public Logan dataset (FEMA, NFIP, Census for Logan, IL) · how insurance distress works in Logan, IL · methodology

FAQ: Logan County, IL insurance distress

What is the Logan County, IL home-insurance-distress score?

Logan, IL: 0/100 (ZERO), #2,638 of 3,222, #77 in Illinois. FEMA hazard, Logan, IL: 0/100; NFIP stress, Logan, IL: 0/100; construction, Logan, IL: 4/100; Logan, IL rescores monthly.

Is Logan County insurance distress getting better or worse (IL)?

Logan, IL: 0 in March 2026; Logan, IL: 0 in October 2026 (unchanged).

Which Logan County ZIP codes carry the most insurance distress (IL)?

Logan, IL, June 2026: 61754 at 0, 61721 at 0, 62693 at 0, 62543 at 0; Logan, IL climate scores there: 82, 81, 78, 68.

Why does Logan, IL insurance distress create sellers?

A Logan, IL premium outruns the Logan, IL budget; a carrier leaves Logan, IL; Logan, IL carrying cost passes plan; Logan, IL owners sell while current; Logan, IL insurance distress leads Logan, IL foreclosure data.

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