Macon County, IL: Home-Insurance Distress & Forced-Sale Pressure
Macon County, IL: 0/100 (low) home-insurance distress; Macon, IL band ZERO; Macon, IL #2,640 of 3,222 counties; Macon, IL #79 of 102 in Illinois; Macon, IL coverage multiplier 0.70.
FEMA hazard, Macon, IL: 0/100; Macon, IL declarations, three years: none; Macon, IL five-year count 3 (severity 3.0); Macon, IL ten-year 3.
Declared incidents on the Macon, IL record: 2023 Severe Storm 1 (Macon, IL).
NFIP claims, Macon, IL, three years: none; Macon, IL claim-stress 0/100.
Macon, IL monthly score: 0 in every month from March 2026 (Macon, IL) through October 2026.
Macon, IL components: all zero this month; Macon, IL climate multiplier 0.70.
Construction distress, Macon, IL: 43/100 as of August 2026 (Macon, IL: 43/100 one-to-four unit, 9/100 multifamily).
Macon, IL ZIPs, June 2026 (Macon, IL, 16 highest): score 0 (Macon, IL), climate 90 (Macon, IL): 62539; score 0 (Macon, IL), climate 83 (Macon, IL): 62501, 62514, 62521, 62522, Macon, IL 62523, 62526, 62532, 62535, Macon, IL 62537, 62544, 62549, 62551, Macon, IL 62554, 62573; score 0 (Macon, IL), climate 72 (Macon, IL): 61925.
DLRadar rescores Macon, IL monthly; Macon, IL readings join Macon, IL foreclosure, lien and ownership parcels (Macon, IL), so cost-squeezed Macon, IL owners surface before listing.
Inside Illinois, Macon County ranks 79th of 102 counties for home-insurance distress at 0/100; Mcdonough County (0/100) sits just above Macon County, and Macoupin County (0/100) sits just below Macon County.
Deterministic. Every Macon County, IL signal traces to a public Macon dataset (FEMA, NFIP, Census for Macon, IL) · how insurance distress works in Macon, IL · methodology
FAQ: Macon County, IL insurance distress
What is the Macon County, IL home-insurance-distress score?
Macon, IL: 0/100 (ZERO), #2,640 of 3,222, #79 in Illinois. FEMA hazard, Macon, IL: 0/100; NFIP stress, Macon, IL: 0/100; construction, Macon, IL: 43/100; Macon, IL rescores monthly.
Is Macon County insurance distress getting better or worse (IL)?
Macon, IL: 0 in March 2026; Macon, IL: 0 in October 2026 (unchanged).
Which Macon County ZIP codes carry the most insurance distress (IL)?
Macon, IL, June 2026: 62539 at 0, 62501 at 0, 62514 at 0, 62521 at 0; Macon, IL climate scores there: 90, 83, 83, 83.
Why does Macon, IL insurance distress create sellers?
A Macon, IL premium outruns the Macon, IL budget; a carrier leaves Macon, IL; Macon, IL carrying cost passes plan; Macon, IL owners sell while current; Macon, IL insurance distress leads Macon, IL foreclosure data.