Mcdonough County, IL: Home-Insurance Distress & Forced-Sale Pressure
Mcdonough County, IL: 0/100 (low) home-insurance distress; Mcdonough, IL band ZERO; Mcdonough, IL #2,639 of 3,222 counties; Mcdonough, IL #78 of 102 in Illinois; Mcdonough, IL coverage multiplier 0.70.
FEMA hazard, Mcdonough, IL: 0/100; Mcdonough, IL declarations, three years: none; Mcdonough, IL five-year count 3 (severity 3.0); Mcdonough, IL ten-year 3.
Declared incidents on the Mcdonough, IL record: 2023 Severe Storm 1 (Mcdonough, IL).
NFIP claims, Mcdonough, IL, three years: none; Mcdonough, IL claim-stress 0/100.
Mcdonough, IL monthly score: 0 in every month from March 2026 (Mcdonough, IL) through October 2026.
Mcdonough, IL components: all zero this month; Mcdonough, IL climate multiplier 0.70.
Construction distress, Mcdonough, IL: 58/100 as of August 2026 (Mcdonough, IL: 58/100 one-to-four unit, 0/100 multifamily).
Mcdonough, IL ZIPs, June 2026 (Mcdonough, IL, 16 highest): score 0 (Mcdonough, IL), climate 58 (Mcdonough, IL): 61482; score 0 (Mcdonough, IL), climate 57 (Mcdonough, IL): 61459; score 0 (Mcdonough, IL), climate 48 (Mcdonough, IL): 61484; score 0 (Mcdonough, IL), climate 36 (Mcdonough, IL): 61411, 61416, 61422, 61438, Mcdonough, IL 61455, 61470, 62326; score 0 (Mcdonough, IL), climate 35 (Mcdonough, IL): 61420; score 0 (Mcdonough, IL), climate 34 (Mcdonough, IL): 61475; score 0 (Mcdonough, IL), climate 33 (Mcdonough, IL): 62374; score 0 (Mcdonough, IL), climate 32 (Mcdonough, IL): 61440; score 0 (Mcdonough, IL), climate 29 (Mcdonough, IL): 61450; score 0 (Mcdonough, IL), climate 27 (Mcdonough, IL): 62367.
DLRadar rescores Mcdonough, IL monthly; Mcdonough, IL readings join Mcdonough, IL foreclosure, lien and ownership parcels (Mcdonough, IL), so cost-squeezed Mcdonough, IL owners surface before listing.
Inside Illinois, Mcdonough County ranks 78th of 102 counties for home-insurance distress at 0/100; Logan County (0/100) sits just above Mcdonough County, and Macon County (0/100) sits just below Mcdonough County.
Deterministic. Every Mcdonough County, IL signal traces to a public Mcdonough dataset (FEMA, NFIP, Census for Mcdonough, IL) · how insurance distress works in Mcdonough, IL · methodology
FAQ: Mcdonough County, IL insurance distress
What is the Mcdonough County, IL home-insurance-distress score?
Mcdonough, IL: 0/100 (ZERO), #2,639 of 3,222, #78 in Illinois. FEMA hazard, Mcdonough, IL: 0/100; NFIP stress, Mcdonough, IL: 0/100; construction, Mcdonough, IL: 58/100; Mcdonough, IL rescores monthly.
Is Mcdonough County insurance distress getting better or worse (IL)?
Mcdonough, IL: 0 in March 2026; Mcdonough, IL: 0 in October 2026 (unchanged).
Which Mcdonough County ZIP codes carry the most insurance distress (IL)?
Mcdonough, IL, June 2026: 61482 at 0, 61459 at 0, 61484 at 0, 61411 at 0; Mcdonough, IL climate scores there: 58, 57, 48, 36.
Why does Mcdonough, IL insurance distress create sellers?
A Mcdonough, IL premium outruns the Mcdonough, IL budget; a carrier leaves Mcdonough, IL; Mcdonough, IL carrying cost passes plan; Mcdonough, IL owners sell while current; Mcdonough, IL insurance distress leads Mcdonough, IL foreclosure data.