Sangamon County, IL: Home-Insurance Distress & Forced-Sale Pressure
Sangamon County, IL: 22/100 (low) home-insurance distress; Sangamon, IL band LOW; Sangamon, IL #2,060 of 3,222 counties; Sangamon, IL #26 of 102 in Illinois; raw Sangamon, IL 25.6; Sangamon, IL coverage multiplier 0.85.
FEMA hazard, Sangamon, IL: 0/100; Sangamon, IL declarations, three years: none; Sangamon, IL five-year count 3 (severity 3.0); Sangamon, IL ten-year 3.
Declared incidents on the Sangamon, IL record: 2023 Severe Storm 1 (Sangamon, IL).
NFIP claims, Sangamon, IL, three years: 2; Sangamon, IL payouts $30,529; per Sangamon, IL claim $15,264; Sangamon, IL claim-stress 64/100.
Sangamon, IL monthly score rose, 0 (March 2026) to 22 (October 2026); Sangamon, IL by month: March 0, April 0, May 5, June 5 (Sangamon, IL), July 5, August 5, September 5, October 22.
Sangamon, IL components: NFIP claims 64; Sangamon, IL retreat index 22; Sangamon, IL climate multiplier 0.85.
Construction distress, Sangamon, IL: 69/100 as of August 2026 (Sangamon, IL: 43/100 one-to-four unit, 100/100 multifamily).
Sangamon, IL ZIPs, June 2026 (Sangamon, IL, 16 highest): score 0 (Sangamon, IL), climate 92 (Sangamon, IL): 62515, 62520, 62530, 62536, Sangamon, IL 62561, 62615, 62625, 62629, Sangamon, IL 62661, 62684, 62689, 62701, Sangamon, IL 62702, 62703, 62704, 62706.
DLRadar rescores Sangamon, IL monthly; Sangamon, IL readings join Sangamon, IL foreclosure, lien and ownership parcels (Sangamon, IL), so cost-squeezed Sangamon, IL owners surface before listing.
Inside Illinois, Sangamon County ranks 26th of 102 counties for home-insurance distress at 22/100; Calhoun County (22/100) sits just above Sangamon County, and Champaign County (22/100) sits just below Sangamon County.
Deterministic. Every Sangamon County, IL signal traces to a public Sangamon dataset (FEMA, NFIP, Census for Sangamon, IL) · how insurance distress works in Sangamon, IL · methodology
FAQ: Sangamon County, IL insurance distress
What is the Sangamon County, IL home-insurance-distress score?
Sangamon, IL: 22/100 (LOW), #2,060 of 3,222, #26 in Illinois. FEMA hazard, Sangamon, IL: 0/100; NFIP stress, Sangamon, IL: 64/100; construction, Sangamon, IL: 69/100; Sangamon, IL rescores monthly.
Is Sangamon County insurance distress getting better or worse (IL)?
Sangamon, IL: 0 in March 2026; Sangamon, IL: 22 in October 2026 (worse); Sangamon, IL NFIP claims score 64.
How many flood-insurance claims has Sangamon County, IL had?
Sangamon, IL: 2 NFIP claims, three years; Sangamon, IL paid $30,529; per Sangamon, IL claim $15,264; carriers reprice Sangamon, IL against that record.
Which Sangamon County ZIP codes carry the most insurance distress (IL)?
Sangamon, IL, June 2026: 62515 at 0, 62520 at 0, 62530 at 0, 62536 at 0; Sangamon, IL climate scores there: 92, 92, 92, 92.
Why does Sangamon, IL insurance distress create sellers?
A Sangamon, IL premium outruns the Sangamon, IL budget; a carrier leaves Sangamon, IL; Sangamon, IL carrying cost passes plan; Sangamon, IL owners sell while current; Sangamon, IL insurance distress leads Sangamon, IL foreclosure data.