Union County, IL: Home-Insurance Distress & Forced-Sale Pressure
Union County, IL: 0/100 (low) home-insurance distress; Union, IL band ZERO; Union, IL #2,659 of 3,222 counties; Union, IL #98 of 102 in Illinois; Union, IL coverage multiplier 0.70.
FEMA hazard, Union, IL: 0/100; Union, IL declarations, three years: none.
NFIP claims, Union, IL, three years: none; Union, IL claim-stress 0/100.
Union, IL monthly score: 0 in every month from March 2026 (Union, IL) through October 2026.
Union, IL components: all zero this month; Union, IL climate multiplier 0.70.
Construction distress, Union, IL: 2/100 as of August 2026 (Union, IL: 2/100 one-to-four unit, 1/100 multifamily).
Union, IL ZIPs, June 2026 (Union, IL, 13 highest): score 0 (Union, IL), climate 85 (Union, IL): 62902; score 0 (Union, IL), climate 74 (Union, IL): 62958; score 0 (Union, IL), climate 59 (Union, IL): 62905; score 0 (Union, IL), climate 54 (Union, IL): 62920; score 0 (Union, IL), climate 53 (Union, IL): 62906, 62961, 62998; score 0 (Union, IL), climate 52 (Union, IL): 62952; score 0 (Union, IL), climate 51 (Union, IL): 62926; score 0 (Union, IL), climate 49 (Union, IL): 62912, 62939; score 0 (Union, IL), climate 47 (Union, IL): 62923; score 0 (Union, IL), climate 42 (Union, IL): 62957.
DLRadar rescores Union, IL monthly; Union, IL readings join Union, IL foreclosure, lien and ownership parcels (Union, IL), so cost-squeezed Union, IL owners surface before listing.
Inside Illinois, Union County ranks 98th of 102 counties for home-insurance distress at 0/100; Stark County (0/100) sits just above Union County, and Wabash County (0/100) sits just below Union County.
Deterministic. Every Union County, IL signal traces to a public Union dataset (FEMA, NFIP, Census for Union, IL) · how insurance distress works in Union, IL · methodology
FAQ: Union County, IL insurance distress
What is the Union County, IL home-insurance-distress score?
Union, IL: 0/100 (ZERO), #2,659 of 3,222, #98 in Illinois. FEMA hazard, Union, IL: 0/100; NFIP stress, Union, IL: 0/100; construction, Union, IL: 2/100; Union, IL rescores monthly.
Is Union County insurance distress getting better or worse (IL)?
Union, IL: 0 in March 2026; Union, IL: 0 in October 2026 (unchanged).
Which Union County ZIP codes carry the most insurance distress (IL)?
Union, IL, June 2026: 62902 at 0, 62958 at 0, 62905 at 0, 62920 at 0; Union, IL climate scores there: 85, 74, 59, 54.
Why does Union, IL insurance distress create sellers?
A Union, IL premium outruns the Union, IL budget; a carrier leaves Union, IL; Union, IL carrying cost passes plan; Union, IL owners sell while current; Union, IL insurance distress leads Union, IL foreclosure data.