Vermilion County, IL: Home-Insurance Distress & Forced-Sale Pressure
Vermilion County, IL: 21/100 (low) home-insurance distress; Vermilion, IL band LOW; Vermilion, IL #2,097 of 3,222 counties; Vermilion, IL #28 of 102 in Illinois; raw Vermilion, IL 24.6; Vermilion, IL coverage multiplier 0.85.
FEMA hazard, Vermilion, IL: 0/100; Vermilion, IL declarations, three years: none; Vermilion, IL five-year count 3 (severity 3.0); Vermilion, IL ten-year 3.
Declared incidents on the Vermilion, IL record: 2023 Severe Storm 1 (Vermilion, IL).
NFIP claims, Vermilion, IL, three years: 5; Vermilion, IL payouts $10,120; per Vermilion, IL claim $2,024; Vermilion, IL claim-stress 61/100.
Vermilion, IL monthly score rose, 0 (March 2026) to 21 (October 2026); Vermilion, IL by month: March 0, April 0, May 0, June 0 (Vermilion, IL), July 0, August 0, September 0, October 21.
Vermilion, IL components: NFIP claims 61; Vermilion, IL retreat index 21; Vermilion, IL climate multiplier 0.85.
Construction distress, Vermilion, IL: 57/100 as of August 2026 (Vermilion, IL: 62/100 one-to-four unit, 0/100 multifamily).
Vermilion, IL ZIPs, June 2026 (Vermilion, IL, 16 highest): score 0 (Vermilion, IL), climate 88 (Vermilion, IL): 61859, 61862; score 0 (Vermilion, IL), climate 86 (Vermilion, IL): 61849; score 0 (Vermilion, IL), climate 77 (Vermilion, IL): 60932, 60963, 61811, 61812, Vermilion, IL 61814, 61817, 61831, 61832, Vermilion, IL 61833, 61834, 61841, 61844, Vermilion, IL 61846.
DLRadar rescores Vermilion, IL monthly; Vermilion, IL readings join Vermilion, IL foreclosure, lien and ownership parcels (Vermilion, IL), so cost-squeezed Vermilion, IL owners surface before listing.
Inside Illinois, Vermilion County ranks 28th of 102 counties for home-insurance distress at 21/100; Champaign County (22/100) sits just above Vermilion County, and Greene County (21/100) sits just below Vermilion County.
Deterministic. Every Vermilion County, IL signal traces to a public Vermilion dataset (FEMA, NFIP, Census for Vermilion, IL) · how insurance distress works in Vermilion, IL · methodology
FAQ: Vermilion County, IL insurance distress
What is the Vermilion County, IL home-insurance-distress score?
Vermilion, IL: 21/100 (LOW), #2,097 of 3,222, #28 in Illinois. FEMA hazard, Vermilion, IL: 0/100; NFIP stress, Vermilion, IL: 61/100; construction, Vermilion, IL: 57/100; Vermilion, IL rescores monthly.
Is Vermilion County insurance distress getting better or worse (IL)?
Vermilion, IL: 0 in March 2026; Vermilion, IL: 21 in October 2026 (worse); Vermilion, IL NFIP claims score 61.
How many flood-insurance claims has Vermilion County, IL had?
Vermilion, IL: 5 NFIP claims, three years; Vermilion, IL paid $10,120; per Vermilion, IL claim $2,024; carriers reprice Vermilion, IL against that record.
Which Vermilion County ZIP codes carry the most insurance distress (IL)?
Vermilion, IL, June 2026: 61859 at 0, 61862 at 0, 61849 at 0, 60932 at 0; Vermilion, IL climate scores there: 88, 88, 86, 77.
Why does Vermilion, IL insurance distress create sellers?
A Vermilion, IL premium outruns the Vermilion, IL budget; a carrier leaves Vermilion, IL; Vermilion, IL carrying cost passes plan; Vermilion, IL owners sell while current; Vermilion, IL insurance distress leads Vermilion, IL foreclosure data.