Warren County, IL: Home-Insurance Distress & Forced-Sale Pressure
Warren County, IL: 0/100 (low) home-insurance distress; Warren, IL band ZERO; Warren, IL #2,661 of 3,222 counties; Warren, IL #100 of 102 in Illinois; Warren, IL coverage multiplier 0.70.
FEMA hazard, Warren, IL: 0/100; Warren, IL declarations, three years: none; Warren, IL five-year count 3 (severity 3.0); Warren, IL ten-year 3.
Declared incidents on the Warren, IL record: 2023 Severe Storm 1 (Warren, IL).
NFIP claims, Warren, IL, three years: none; Warren, IL claim-stress 0/100.
Warren, IL monthly score: 0 in every month from March 2026 (Warren, IL) through October 2026.
Warren, IL components: all zero this month; Warren, IL climate multiplier 0.70.
Construction distress, Warren, IL: 99/100 as of August 2026 (Warren, IL: 99/100 one-to-four unit, 0/100 multifamily).
Warren, IL ZIPs, June 2026 (Warren, IL, 14 highest): score 0 (Warren, IL), climate 51 (Warren, IL): 61474; score 0 (Warren, IL), climate 49 (Warren, IL): 61401; score 0 (Warren, IL), climate 46 (Warren, IL): 61410; score 0 (Warren, IL), climate 45 (Warren, IL): 61415; score 0 (Warren, IL), climate 34 (Warren, IL): 61475; score 0 (Warren, IL), climate 19 (Warren, IL): 61417, 61423, 61435, 61462, Warren, IL 61473; score 0 (Warren, IL), climate 18 (Warren, IL): 61447, 61478; score 0 (Warren, IL), climate 17 (Warren, IL): 61412, 61453.
DLRadar rescores Warren, IL monthly; Warren, IL readings join Warren, IL foreclosure, lien and ownership parcels (Warren, IL), so cost-squeezed Warren, IL owners surface before listing.
Inside Illinois, Warren County ranks 100th of 102 counties for home-insurance distress at 0/100; Wabash County (0/100) sits just above Warren County, and Wayne County (0/100) sits just below Warren County.
Deterministic. Every Warren County, IL signal traces to a public Warren dataset (FEMA, NFIP, Census for Warren, IL) · how insurance distress works in Warren, IL · methodology
FAQ: Warren County, IL insurance distress
What is the Warren County, IL home-insurance-distress score?
Warren, IL: 0/100 (ZERO), #2,661 of 3,222, #100 in Illinois. FEMA hazard, Warren, IL: 0/100; NFIP stress, Warren, IL: 0/100; construction, Warren, IL: 99/100; Warren, IL rescores monthly.
Is Warren County insurance distress getting better or worse (IL)?
Warren, IL: 0 in March 2026; Warren, IL: 0 in October 2026 (unchanged).
Which Warren County ZIP codes carry the most insurance distress (IL)?
Warren, IL, June 2026: 61474 at 0, 61401 at 0, 61410 at 0, 61415 at 0; Warren, IL climate scores there: 51, 49, 46, 45.
Why does Warren, IL insurance distress create sellers?
A Warren, IL premium outruns the Warren, IL budget; a carrier leaves Warren, IL; Warren, IL carrying cost passes plan; Warren, IL owners sell while current; Warren, IL insurance distress leads Warren, IL foreclosure data.