Washington County, IL: Home-Insurance Distress & Forced-Sale Pressure
Washington County, IL: 65/100 (elevated) home-insurance distress; Washington, IL band MEDIUM; Washington, IL #770 of 3,222 counties; Washington, IL #5 of 102 in Illinois.
FEMA hazard, Washington, IL: 63/100; Washington, IL declarations, three years: 3; Washington, IL perils: 3 flood; Washington, IL five-year count 6 (severity 7.5); Washington, IL ten-year 6; hazard-weighted, Washington, IL: 6.0.
Declared incidents on the Washington, IL record: 2024 Flood 3; 2023 Severe Storm 1 (Washington, IL).
NFIP claims, Washington, IL, three years: 1; Washington, IL payouts $50,000; per Washington, IL claim $50,000; Washington, IL claim-stress 68/100.
Washington, IL monthly score fell, 67 (March 2026) to 63 (October 2026); Washington, IL by month: March 67, April 67, May 63, June 63 (Washington, IL), July 71, August 59, September 60, October 63.
Washington, IL components: climate 60, NFIP claims 68; Washington, IL retreat index 63.
Construction distress, Washington, IL: 63/100 as of August 2026 (Washington, IL: 66/100 one-to-four unit, 5/100 multifamily).
Washington, IL ZIPs, June 2026 (Washington, IL, 13 highest): score 0 (Washington, IL), climate 80 (Washington, IL): 62257; score 0 (Washington, IL), climate 70 (Washington, IL): 62801; score 0 (Washington, IL), climate 69 (Washington, IL): 62237; score 0 (Washington, IL), climate 63 (Washington, IL): 62808; score 0 (Washington, IL), climate 59 (Washington, IL): 62831; score 0 (Washington, IL), climate 58 (Washington, IL): 62877; score 0 (Washington, IL), climate 57 (Washington, IL): 62268; score 0 (Washington, IL), climate 56 (Washington, IL): 62214, 62263, 62271, 62803, Washington, IL 62848, 62876.
DLRadar rescores Washington, IL monthly; Washington, IL readings join Washington, IL foreclosure, lien and ownership parcels (Washington, IL), so cost-squeezed Washington, IL owners surface before listing.
Inside Illinois, Washington County ranks 5th of 102 counties for home-insurance distress at 65/100; Cook County (71/100) sits just above Washington County, and Henry County (46/100) sits just below Washington County.
Deterministic. Every Washington County, IL signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, IL) · how insurance distress works in Washington, IL · methodology
FAQ: Washington County, IL insurance distress
What is the Washington County, IL home-insurance-distress score?
Washington, IL: 65/100 (MEDIUM), #770 of 3,222, #5 in Illinois. FEMA hazard, Washington, IL: 63/100; NFIP stress, Washington, IL: 68/100; construction, Washington, IL: 63/100; Washington, IL rescores monthly.
Is Washington County insurance distress getting better or worse (IL)?
Washington, IL: 67 in March 2026; Washington, IL: 63 in October 2026 (better); Washington, IL climate component 60; Washington, IL NFIP claims score 68.
How many flood-insurance claims has Washington County, IL had?
Washington, IL: 1 NFIP claims, three years; Washington, IL paid $50,000; per Washington, IL claim $50,000; carriers reprice Washington, IL against that record.
Which Washington County ZIP codes carry the most insurance distress (IL)?
Washington, IL, June 2026: 62257 at 0, 62801 at 0, 62237 at 0, 62808 at 0; Washington, IL climate scores there: 80, 70, 69, 63.
Why does Washington, IL insurance distress create sellers?
A Washington, IL premium outruns the Washington, IL budget; a carrier leaves Washington, IL; Washington, IL carrying cost passes plan; Washington, IL owners sell while current; Washington, IL insurance distress leads Washington, IL foreclosure data.