Boone County, IN: Home-Insurance Distress & Forced-Sale Pressure
Boone County, IN: 37/100 (moderate) home-insurance distress; Boone, IN band LOW; Boone, IN #1,403 of 3,222 counties; Boone, IN #54 of 92 in Indiana.
FEMA hazard, Boone, IN: 52/100; Boone, IN declarations, three years: 4; Boone, IN perils: 2 flood; Boone, IN five-year count 3 (severity 6.0); Boone, IN ten-year 3; hazard-weighted, Boone, IN: 4.0.
Declared incidents on the Boone, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Boone, IN).
NFIP claims, Boone, IN, three years: 1; Boone, IN payouts $0; per Boone, IN claim $0; Boone, IN claim-stress 15/100.
Boone, IN monthly score rose, 6 (March 2026) to 42 (October 2026); Boone, IN by month: March 6, April 6, May 5, June 5 (Boone, IN), July 5, August 38, September 38, October 42.
Boone, IN components: climate 60, NFIP claims 15; Boone, IN retreat index 42.
Construction distress, Boone, IN: 53/100 as of August 2026 (Boone, IN: 47/100 one-to-four unit, 75/100 multifamily).
Boone, IN ZIPs, June 2026 (Boone, IN, 13 highest): score 0 (Boone, IN), climate 97 (Boone, IN): 46268; score 0 (Boone, IN), climate 81 (Boone, IN): 46112; score 0 (Boone, IN), climate 74 (Boone, IN): 46069; score 0 (Boone, IN), climate 59 (Boone, IN): 46077; score 0 (Boone, IN), climate 58 (Boone, IN): 46147; score 0 (Boone, IN), climate 56 (Boone, IN): 46052, 46071, 46075, 46102; score 0 (Boone, IN), climate 45 (Boone, IN): 47968; score 0 (Boone, IN), climate 43 (Boone, IN): 47933; score 0 (Boone, IN), climate 42 (Boone, IN): 46035; score 0 (Boone, IN), climate 39 (Boone, IN): 46050.
DLRadar rescores Boone, IN monthly; Boone, IN readings join Boone, IN foreclosure, lien and ownership parcels (Boone, IN), so cost-squeezed Boone, IN owners surface before listing.
Inside Indiana, Boone County ranks 54th of 92 counties for home-insurance distress at 37/100; Miami County (39/100) sits just above Boone County, and Clinton County (37/100) sits just below Boone County.
Deterministic. Every Boone County, IN signal traces to a public Boone dataset (FEMA, NFIP, Census for Boone, IN) · how insurance distress works in Boone, IN · methodology
FAQ: Boone County, IN insurance distress
What is the Boone County, IN home-insurance-distress score?
Boone, IN: 37/100 (LOW), #1,403 of 3,222, #54 in Indiana. FEMA hazard, Boone, IN: 52/100; NFIP stress, Boone, IN: 15/100; construction, Boone, IN: 53/100; Boone, IN rescores monthly.
Is Boone County insurance distress getting better or worse (IN)?
Boone, IN: 6 in March 2026; Boone, IN: 42 in October 2026 (worse); Boone, IN climate component 60; Boone, IN NFIP claims score 15.
How many flood-insurance claims has Boone County, IN had?
Boone, IN: 1 NFIP claims, three years; Boone, IN paid $0; per Boone, IN claim $0; carriers reprice Boone, IN against that record.
Which Boone County ZIP codes carry the most insurance distress (IN)?
Boone, IN, June 2026: 46268 at 0, 46112 at 0, 46069 at 0, 46077 at 0; Boone, IN climate scores there: 97, 81, 74, 59.
Why does Boone, IN insurance distress create sellers?
A Boone, IN premium outruns the Boone, IN budget; a carrier leaves Boone, IN; Boone, IN carrying cost passes plan; Boone, IN owners sell while current; Boone, IN insurance distress leads Boone, IN foreclosure data.