Carroll County, IN: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, IN: 47/100 (elevated) home-insurance distress; Carroll, IN band MEDIUM; Carroll, IN #1,166 of 3,222 counties; Carroll, IN #48 of 92 in Indiana.
FEMA hazard, Carroll, IN: 68/100; Carroll, IN declarations, three years: 6; Carroll, IN perils: 4 flood; Carroll, IN five-year count 3 (severity 6.0); Carroll, IN ten-year 3; hazard-weighted, Carroll, IN: 8.0.
Declared incidents on the Carroll, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Carroll, IN).
NFIP claims, Carroll, IN, three years: 1; Carroll, IN payouts $0; per Carroll, IN claim $0; Carroll, IN claim-stress 15/100.
Carroll, IN monthly score rose, 6 (March 2026) to 52 (October 2026); Carroll, IN by month: March 6, April 6, May 5, June 5 (Carroll, IN), July 5, August 49, September 49, October 52.
Carroll, IN components: climate 77, NFIP claims 15; Carroll, IN retreat index 52.
Construction distress, Carroll, IN: 16/100 as of August 2026 (Carroll, IN: 12/100 one-to-four unit, 21/100 multifamily).
Carroll, IN ZIPs, June 2026 (Carroll, IN, 16 highest): score 0 (Carroll, IN), climate 82 (Carroll, IN): 47905; score 0 (Carroll, IN), climate 73 (Carroll, IN): 47920; score 0 (Carroll, IN), climate 55 (Carroll, IN): 46932; score 0 (Carroll, IN), climate 53 (Carroll, IN): 46947; score 0 (Carroll, IN), climate 41 (Carroll, IN): 47923, 47950; score 0 (Carroll, IN), climate 40 (Carroll, IN): 46929, 47960; score 0 (Carroll, IN), climate 39 (Carroll, IN): 47926; score 0 (Carroll, IN), climate 37 (Carroll, IN): 46923; score 0 (Carroll, IN), climate 36 (Carroll, IN): 46913, 46915, 46917, 46920, Carroll, IN 47997; score 0 (Carroll, IN), climate 35 (Carroll, IN): 46041.
DLRadar rescores Carroll, IN monthly; Carroll, IN readings join Carroll, IN foreclosure, lien and ownership parcels (Carroll, IN), so cost-squeezed Carroll, IN owners surface before listing.
Inside Indiana, Carroll County ranks 48th of 92 counties for home-insurance distress at 47/100; Marshall County (49/100) sits just above Carroll County, and Cass County (47/100) sits just below Carroll County.
Deterministic. Every Carroll County, IN signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, IN) · how insurance distress works in Carroll, IN · methodology
FAQ: Carroll County, IN insurance distress
What is the Carroll County, IN home-insurance-distress score?
Carroll, IN: 47/100 (MEDIUM), #1,166 of 3,222, #48 in Indiana. FEMA hazard, Carroll, IN: 68/100; NFIP stress, Carroll, IN: 15/100; construction, Carroll, IN: 16/100; Carroll, IN rescores monthly.
Is Carroll County insurance distress getting better or worse (IN)?
Carroll, IN: 6 in March 2026; Carroll, IN: 52 in October 2026 (worse); Carroll, IN climate component 77; Carroll, IN NFIP claims score 15.
How many flood-insurance claims has Carroll County, IN had?
Carroll, IN: 1 NFIP claims, three years; Carroll, IN paid $0; per Carroll, IN claim $0; carriers reprice Carroll, IN against that record.
Which Carroll County ZIP codes carry the most insurance distress (IN)?
Carroll, IN, June 2026: 47905 at 0, 47920 at 0, 46932 at 0, 46947 at 0; Carroll, IN climate scores there: 82, 73, 55, 53.
Why does Carroll, IN insurance distress create sellers?
A Carroll, IN premium outruns the Carroll, IN budget; a carrier leaves Carroll, IN; Carroll, IN carrying cost passes plan; Carroll, IN owners sell while current; Carroll, IN insurance distress leads Carroll, IN foreclosure data.