Clark County, IN: Home-Insurance Distress & Forced-Sale Pressure
Clark County, IN: 69/100 (elevated) home-insurance distress; Clark, IN band MEDIUM; Clark, IN #649 of 3,222 counties; Clark, IN #21 of 92 in Indiana.
FEMA hazard, Clark, IN: 52/100; Clark, IN declarations, three years: 4; Clark, IN perils: 2 flood; Clark, IN five-year count 6 (severity 12.0); Clark, IN ten-year 6; hazard-weighted, Clark, IN: 4.0.
Declared incidents on the Clark, IN record: 2026 Winter Storm 3; 2025 Flood 3 (Clark, IN).
NFIP claims, Clark, IN, three years: 86; Clark, IN payouts $4,658,967; per Clark, IN claim $54,174; Clark, IN claim-stress 95/100.
Clark, IN monthly score fell, 76 (March 2026) to 74 (October 2026); Clark, IN by month: March 76, April 76, May 73, June 73 (Clark, IN), July 70, August 69, September 69, October 74.
Clark, IN components: climate 60, NFIP claims 95; Clark, IN retreat index 74.
Construction distress, Clark, IN: 46/100 as of August 2026 (Clark, IN: 48/100 one-to-four unit, 33/100 multifamily).
Clark, IN ZIPs, June 2026 (Clark, IN, 16 highest): score 0 (Clark, IN), climate 83 (Clark, IN): 47104, 47111, 47129, 47130, Clark, IN 47141, 47143, 47162, 47163; score 0 (Clark, IN), climate 82 (Clark, IN): 47126, 47172; score 0 (Clark, IN), climate 81 (Clark, IN): 47106; score 0 (Clark, IN), climate 78 (Clark, IN): 47119; score 0 (Clark, IN), climate 77 (Clark, IN): 47150; score 0 (Clark, IN), climate 66 (Clark, IN): 47147; score 0 (Clark, IN), climate 44 (Clark, IN): 47165; score 0 (Clark, IN), climate 43 (Clark, IN): 47177.
DLRadar rescores Clark, IN monthly; Clark, IN readings join Clark, IN foreclosure, lien and ownership parcels (Clark, IN), so cost-squeezed Clark, IN owners surface before listing.
Inside Indiana, Clark County ranks 21st of 92 counties for home-insurance distress at 69/100; Randolph County (70/100) sits just above Clark County, and Perry County (68/100) sits just below Clark County.
Deterministic. Every Clark County, IN signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, IN) · how insurance distress works in Clark, IN · methodology
FAQ: Clark County, IN insurance distress
What is the Clark County, IN home-insurance-distress score?
Clark, IN: 69/100 (MEDIUM), #649 of 3,222, #21 in Indiana. FEMA hazard, Clark, IN: 52/100; NFIP stress, Clark, IN: 95/100; construction, Clark, IN: 46/100; Clark, IN rescores monthly.
Is Clark County insurance distress getting better or worse (IN)?
Clark, IN: 76 in March 2026; Clark, IN: 74 in October 2026 (better); Clark, IN climate component 60; Clark, IN NFIP claims score 95.
How many flood-insurance claims has Clark County, IN had?
Clark, IN: 86 NFIP claims, three years; Clark, IN paid $4,658,967; per Clark, IN claim $54,174; carriers reprice Clark, IN against that record.
Which Clark County ZIP codes carry the most insurance distress (IN)?
Clark, IN, June 2026: 47104 at 0, 47111 at 0, 47129 at 0, 47130 at 0; Clark, IN climate scores there: 83, 83, 83, 83.
Why does Clark, IN insurance distress create sellers?
A Clark, IN premium outruns the Clark, IN budget; a carrier leaves Clark, IN; Clark, IN carrying cost passes plan; Clark, IN owners sell while current; Clark, IN insurance distress leads Clark, IN foreclosure data.