Crawford County, IN: Home-Insurance Distress & Forced-Sale Pressure
Crawford County, Indiana carries a moderate home-insurance-distress reading of 37/100 — ranked #1300 nationally, in the upper half of U.S. counties. As premiums climb and carriers retreat, owners who can no longer afford or obtain coverage turn into motivated sellers — often before any foreclosure filing appears.
The county risk profile leans heavily on flood, the hazard behind most of its recent federal declarations.
Put the 51/100 hazard reading next to 16/100 in flood-claim stress and the pattern is a county where owners exit over premiums.
Because premiums track rebuild cost, a 91/100 construction-distress reading in Crawford County feeds straight through to what owners are quoted.
Crawford County's 37/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.
The reading rests on a FEMA hazard score of 51/100; NFIP flood-claim stress of 16/100 over three years; 1 flood federal disaster declaration in three years - the specific exposures that widen premiums and shrink the carrier pool in Crawford County.
DLRadar re-scores Crawford County every month against the latest FEMA, NFIP and carrier data, so 37/100 tracks the live market — not a snapshot frozen at some earlier point.
With 1 flood claims and $0 in payouts on the three-year record, Crawford County gives underwriters a concrete reason to reprice or exit.
The 37/100 signal is only useful next to the rest: in Crawford County it is layered with foreclosure, tax-lien and ownership data so a rising premium and a looming default can be read on the same parcel.
The nationwide monthly build covers all 3,222 counties and connects Crawford County reading to real foreclosure, tax-lien and ownership records. The point is reaching those owners while carrying cost is still the problem, not after the filing.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Crawford County insurance distress — FAQ
What is the home-insurance-distress score for Crawford County, Indiana?
Crawford County registers 37/100 on DLRadar home-insurance distress scale, a monthly read built from FEMA hazard, NFIP claim and carrier-pressure inputs.
What does the flood-loss record look like in Crawford County?
Crawford County logged 1 NFIP flood claims over three years, $0 paid (about $0 each) - the kind of realized-loss record that reprices coverage and thins the carrier pool.
Why does DLRadar treat insurance distress as an early signal in Crawford County?
When coverage in Crawford County becomes unaffordable or unavailable, the maths on holding the property changes. Owners in that position tend to list while still current on the mortgage, so the insurance signal arrives ahead of any foreclosure data.