Dearborn County, IN: Home-Insurance Distress & Forced-Sale Pressure
Dearborn County, IN: 73/100 (severe) home-insurance distress; Dearborn, IN band MEDIUM; Dearborn, IN #565 of 3,222 counties; Dearborn, IN #14 of 92 in Indiana.
FEMA hazard, Dearborn, IN: 68/100; Dearborn, IN declarations, three years: 6; Dearborn, IN perils: 4 flood; Dearborn, IN five-year count 3 (severity 6.0); Dearborn, IN ten-year 3; hazard-weighted, Dearborn, IN: 8.0.
Declared incidents on the Dearborn, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Dearborn, IN).
NFIP claims, Dearborn, IN, three years: 10; Dearborn, IN payouts $211,412; per Dearborn, IN claim $21,141; Dearborn, IN claim-stress 79/100.
Dearborn, IN monthly score rose, 27 (March 2026) to 78 (October 2026); Dearborn, IN by month: March 27, April 27, May 27, June 27 (Dearborn, IN), July 27, August 75, September 74, October 78.
Dearborn, IN components: climate 77, NFIP claims 79; Dearborn, IN retreat index 78.
Construction distress, Dearborn, IN: 1/100 as of August 2026 (Dearborn, IN: 48/100 one-to-four unit, 0/100 multifamily).
Dearborn, IN ZIPs, June 2026 (Dearborn, IN, 9 highest): score 0 (Dearborn, IN), climate 52 (Dearborn, IN): 47022, 47025; score 0 (Dearborn, IN), climate 51 (Dearborn, IN): 47032; score 0 (Dearborn, IN), climate 49 (Dearborn, IN): 47041; score 0 (Dearborn, IN), climate 48 (Dearborn, IN): 47031; score 0 (Dearborn, IN), climate 46 (Dearborn, IN): 47060; score 0 (Dearborn, IN), climate 41 (Dearborn, IN): 47001; score 0 (Dearborn, IN), climate 40 (Dearborn, IN): 47012; score 0 (Dearborn, IN), climate 36 (Dearborn, IN): 47018.
DLRadar rescores Dearborn, IN monthly; Dearborn, IN readings join Dearborn, IN foreclosure, lien and ownership parcels (Dearborn, IN), so cost-squeezed Dearborn, IN owners surface before listing.
Inside Indiana, Dearborn County ranks 14th of 92 counties for home-insurance distress at 73/100; Fayette County (74/100) sits just above Dearborn County, and Tipton County (71/100) sits just below Dearborn County.
Deterministic. Every Dearborn County, IN signal traces to a public Dearborn dataset (FEMA, NFIP, Census for Dearborn, IN) · how insurance distress works in Dearborn, IN · methodology
FAQ: Dearborn County, IN insurance distress
What is the Dearborn County, IN home-insurance-distress score?
Dearborn, IN: 73/100 (MEDIUM), #565 of 3,222, #14 in Indiana. FEMA hazard, Dearborn, IN: 68/100; NFIP stress, Dearborn, IN: 79/100; construction, Dearborn, IN: 1/100; Dearborn, IN rescores monthly.
Is Dearborn County insurance distress getting better or worse (IN)?
Dearborn, IN: 27 in March 2026; Dearborn, IN: 78 in October 2026 (worse); Dearborn, IN climate component 77; Dearborn, IN NFIP claims score 79.
How many flood-insurance claims has Dearborn County, IN had?
Dearborn, IN: 10 NFIP claims, three years; Dearborn, IN paid $211,412; per Dearborn, IN claim $21,141; carriers reprice Dearborn, IN against that record.
Which Dearborn County ZIP codes carry the most insurance distress (IN)?
Dearborn, IN, June 2026: 47022 at 0, 47025 at 0, 47032 at 0, 47041 at 0; Dearborn, IN climate scores there: 52, 52, 51, 49.
Why does Dearborn, IN insurance distress create sellers?
A Dearborn, IN premium outruns the Dearborn, IN budget; a carrier leaves Dearborn, IN; Dearborn, IN carrying cost passes plan; Dearborn, IN owners sell while current; Dearborn, IN insurance distress leads Dearborn, IN foreclosure data.