Dekalb County, IN: Home-Insurance Distress & Forced-Sale Pressure
Dekalb County, IN: 22/100 (low) home-insurance distress; Dekalb, IN band LOW; Dekalb, IN #2,057 of 3,222 counties; Dekalb, IN #79 of 92 in Indiana; raw Dekalb, IN 25.8; Dekalb, IN coverage multiplier 0.85.
FEMA hazard, Dekalb, IN: 0/100; Dekalb, IN declarations, three years: 2; Dekalb, IN five-year count 3 (severity 6.0); Dekalb, IN ten-year 3.
Declared incidents on the Dekalb, IN record: 2026 Winter Storm 3 (Dekalb, IN).
NFIP claims, Dekalb, IN, three years: 1; Dekalb, IN payouts $31,456; per Dekalb, IN claim $31,456; Dekalb, IN claim-stress 64/100.
Dekalb, IN monthly score fell, 23 (March 2026) to 22 (October 2026); Dekalb, IN by month: March 23, April 23, May 23, June 23 (Dekalb, IN), July 23, August 23, September 23, October 22.
Dekalb, IN components: NFIP claims 64; Dekalb, IN retreat index 22; Dekalb, IN climate multiplier 0.85.
Construction distress, Dekalb, IN: 58/100 as of August 2026 (Dekalb, IN: 44/100 one-to-four unit, 99/100 multifamily).
Dekalb, IN ZIPs, June 2026 (Dekalb, IN, 14 highest): score 0 (Dekalb, IN), climate 87 (Dekalb, IN): 46748; score 0 (Dekalb, IN), climate 66 (Dekalb, IN): 46788; score 0 (Dekalb, IN), climate 46 (Dekalb, IN): 46706; score 0 (Dekalb, IN), climate 45 (Dekalb, IN): 46710, 46755, 46763; score 0 (Dekalb, IN), climate 44 (Dekalb, IN): 46721, 46730, 46738, 46785, Dekalb, IN 46793; score 0 (Dekalb, IN), climate 40 (Dekalb, IN): 46705; score 0 (Dekalb, IN), climate 36 (Dekalb, IN): 46747; score 0 (Dekalb, IN), climate 35 (Dekalb, IN): 46742.
DLRadar rescores Dekalb, IN monthly; Dekalb, IN readings join Dekalb, IN foreclosure, lien and ownership parcels (Dekalb, IN), so cost-squeezed Dekalb, IN owners surface before listing.
Inside Indiana, Dekalb County ranks 79th of 92 counties for home-insurance distress at 22/100; Jackson County (23/100) sits just above Dekalb County, and Daviess County (21/100) sits just below Dekalb County.
Deterministic. Every Dekalb County, IN signal traces to a public Dekalb dataset (FEMA, NFIP, Census for Dekalb, IN) · how insurance distress works in Dekalb, IN · methodology
FAQ: Dekalb County, IN insurance distress
What is the Dekalb County, IN home-insurance-distress score?
Dekalb, IN: 22/100 (LOW), #2,057 of 3,222, #79 in Indiana. FEMA hazard, Dekalb, IN: 0/100; NFIP stress, Dekalb, IN: 64/100; construction, Dekalb, IN: 58/100; Dekalb, IN rescores monthly.
Is Dekalb County insurance distress getting better or worse (IN)?
Dekalb, IN: 23 in March 2026; Dekalb, IN: 22 in October 2026 (better); Dekalb, IN NFIP claims score 64.
How many flood-insurance claims has Dekalb County, IN had?
Dekalb, IN: 1 NFIP claims, three years; Dekalb, IN paid $31,456; per Dekalb, IN claim $31,456; carriers reprice Dekalb, IN against that record.
Which Dekalb County ZIP codes carry the most insurance distress (IN)?
Dekalb, IN, June 2026: 46748 at 0, 46788 at 0, 46706 at 0, 46710 at 0; Dekalb, IN climate scores there: 87, 66, 46, 45.
Why does Dekalb, IN insurance distress create sellers?
A Dekalb, IN premium outruns the Dekalb, IN budget; a carrier leaves Dekalb, IN; Dekalb, IN carrying cost passes plan; Dekalb, IN owners sell while current; Dekalb, IN insurance distress leads Dekalb, IN foreclosure data.