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Dubois County, IN: Home-Insurance Distress & Forced-Sale Pressure

Dubois County, IN: 26/100 (moderate) home-insurance distress; Dubois, IN band LOW; Dubois, IN #1,854 of 3,222 counties; Dubois, IN #73 of 92 in Indiana; raw Dubois, IN 30.8; Dubois, IN coverage multiplier 0.85.

FEMA hazard, Dubois, IN: 0/100; Dubois, IN declarations, three years: 2; Dubois, IN five-year count 3 (severity 6.0); Dubois, IN ten-year 3.

Declared incidents on the Dubois, IN record: 2026 Winter Storm 3 (Dubois, IN).

NFIP claims, Dubois, IN, three years: 3; Dubois, IN payouts $143,804; per Dubois, IN claim $47,935; Dubois, IN claim-stress 77/100.

Dubois, IN monthly score fell, 27 (March 2026) to 26 (October 2026); Dubois, IN by month: March 27, April 27, May 27, June 27 (Dubois, IN), July 27, August 27, September 27, October 26.

Dubois, IN components: NFIP claims 77; Dubois, IN retreat index 26; Dubois, IN climate multiplier 0.85.

Construction distress, Dubois, IN: 18/100 as of August 2026 (Dubois, IN: 63/100 one-to-four unit, 1/100 multifamily).

Dubois, IN ZIPs, June 2026 (Dubois, IN, 13 highest): score 0 (Dubois, IN), climate 62 (Dubois, IN): 47521, 47527, 47546, 47575, Dubois, IN 47580; score 0 (Dubois, IN), climate 61 (Dubois, IN): 47541, 47542; score 0 (Dubois, IN), climate 57 (Dubois, IN): 47523; score 0 (Dubois, IN), climate 54 (Dubois, IN): 47532; score 0 (Dubois, IN), climate 46 (Dubois, IN): 47513; score 0 (Dubois, IN), climate 40 (Dubois, IN): 47432; score 0 (Dubois, IN), climate 30 (Dubois, IN): 47564; score 0 (Dubois, IN), climate 25 (Dubois, IN): 47590.

DLRadar rescores Dubois, IN monthly; Dubois, IN readings join Dubois, IN foreclosure, lien and ownership parcels (Dubois, IN), so cost-squeezed Dubois, IN owners surface before listing.

Inside Indiana, Dubois County ranks 73rd of 92 counties for home-insurance distress at 26/100; Vigo County (26/100) sits just above Dubois County, and Scott County (26/100) sits just below Dubois County.

Insurance distress
26/100
Dubois, IN: LOW
National rank
#1854
Dubois, IN: of 3,222 counties
FEMA hazard
0/100
Dubois County hazard
NFIP claim stress
77/100
Dubois, IN 3-year
Flood claims (3y)
3
Dubois, IN
Claims paid (3y)
$143,804
Dubois, IN payouts
Per claim
$47,935
Dubois, IN
Construction distress
18/100
Dubois, IN

Deterministic. Every Dubois County, IN signal traces to a public Dubois dataset (FEMA, NFIP, Census for Dubois, IN) · how insurance distress works in Dubois, IN · methodology

FAQ: Dubois County, IN insurance distress

What is the Dubois County, IN home-insurance-distress score?

Dubois, IN: 26/100 (LOW), #1,854 of 3,222, #73 in Indiana. FEMA hazard, Dubois, IN: 0/100; NFIP stress, Dubois, IN: 77/100; construction, Dubois, IN: 18/100; Dubois, IN rescores monthly.

Is Dubois County insurance distress getting better or worse (IN)?

Dubois, IN: 27 in March 2026; Dubois, IN: 26 in October 2026 (better); Dubois, IN NFIP claims score 77.

How many flood-insurance claims has Dubois County, IN had?

Dubois, IN: 3 NFIP claims, three years; Dubois, IN paid $143,804; per Dubois, IN claim $47,935; carriers reprice Dubois, IN against that record.

Which Dubois County ZIP codes carry the most insurance distress (IN)?

Dubois, IN, June 2026: 47521 at 0, 47527 at 0, 47546 at 0, 47575 at 0; Dubois, IN climate scores there: 62, 62, 62, 62.

Why does Dubois, IN insurance distress create sellers?

A Dubois, IN premium outruns the Dubois, IN budget; a carrier leaves Dubois, IN; Dubois, IN carrying cost passes plan; Dubois, IN owners sell while current; Dubois, IN insurance distress leads Dubois, IN foreclosure data.

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