Fayette County, IN: Home-Insurance Distress & Forced-Sale Pressure
Fayette County, IN: 74/100 (severe) home-insurance distress; Fayette, IN band MEDIUM; Fayette, IN #545 of 3,222 counties; Fayette, IN #13 of 92 in Indiana; raw Fayette, IN 73.2.
FEMA hazard, Fayette, IN: 68/100; Fayette, IN declarations, three years: 6; Fayette, IN perils: 4 flood; Fayette, IN five-year count 3 (severity 6.0); Fayette, IN ten-year 3; hazard-weighted, Fayette, IN: 8.0.
Declared incidents on the Fayette, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Fayette, IN).
NFIP claims, Fayette, IN, three years: 24; Fayette, IN payouts $365,991; per Fayette, IN claim $15,250; Fayette, IN claim-stress 81/100.
Fayette, IN monthly score rose, 0 (March 2026) to 79 (October 2026); Fayette, IN by month: March 0, April 0, May 0, June 0 (Fayette, IN), July 0, August 36, September 36, October 79.
Fayette, IN components: climate 77, NFIP claims 81; Fayette, IN retreat index 79.
Construction distress, Fayette, IN: 59/100 as of August 2026 (Fayette, IN: 21/100 one-to-four unit, 100/100 multifamily).
Fayette, IN ZIPs, June 2026 (Fayette, IN, 8 highest): score 0 (Fayette, IN), climate 61 (Fayette, IN): 47357; score 0 (Fayette, IN), climate 39 (Fayette, IN): 47024; score 0 (Fayette, IN), climate 37 (Fayette, IN): 47352; score 0 (Fayette, IN), climate 34 (Fayette, IN): 47331; score 0 (Fayette, IN), climate 26 (Fayette, IN): 46133; score 0 (Fayette, IN), climate 23 (Fayette, IN): 46127; score 0 (Fayette, IN), climate 19 (Fayette, IN): 46173, 47325.
DLRadar rescores Fayette, IN monthly; Fayette, IN readings join Fayette, IN foreclosure, lien and ownership parcels (Fayette, IN), so cost-squeezed Fayette, IN owners surface before listing.
Inside Indiana, Fayette County ranks 13th of 92 counties for home-insurance distress at 74/100; Owen County (74/100) sits just above Fayette County, and Dearborn County (73/100) sits just below Fayette County.
Deterministic. Every Fayette County, IN signal traces to a public Fayette dataset (FEMA, NFIP, Census for Fayette, IN) · how insurance distress works in Fayette, IN · methodology
FAQ: Fayette County, IN insurance distress
What is the Fayette County, IN home-insurance-distress score?
Fayette, IN: 74/100 (MEDIUM), #545 of 3,222, #13 in Indiana. FEMA hazard, Fayette, IN: 68/100; NFIP stress, Fayette, IN: 81/100; construction, Fayette, IN: 59/100; Fayette, IN rescores monthly.
Is Fayette County insurance distress getting better or worse (IN)?
Fayette, IN: 0 in March 2026; Fayette, IN: 79 in October 2026 (worse); Fayette, IN climate component 77; Fayette, IN NFIP claims score 81.
How many flood-insurance claims has Fayette County, IN had?
Fayette, IN: 24 NFIP claims, three years; Fayette, IN paid $365,991; per Fayette, IN claim $15,250; carriers reprice Fayette, IN against that record.
Which Fayette County ZIP codes carry the most insurance distress (IN)?
Fayette, IN, June 2026: 47357 at 0, 47024 at 0, 47352 at 0, 47331 at 0; Fayette, IN climate scores there: 61, 39, 37, 34.
Why does Fayette, IN insurance distress create sellers?
A Fayette, IN premium outruns the Fayette, IN budget; a carrier leaves Fayette, IN; Fayette, IN carrying cost passes plan; Fayette, IN owners sell while current; Fayette, IN insurance distress leads Fayette, IN foreclosure data.