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Fulton County, IN: Home-Insurance Distress & Forced-Sale Pressure

Fulton County, IN: 52/100 (elevated) home-insurance distress; Fulton, IN band MEDIUM; Fulton, IN #1,049 of 3,222 counties; Fulton, IN #44 of 92 in Indiana.

FEMA hazard, Fulton, IN: 52/100; Fulton, IN declarations, three years: 4; Fulton, IN perils: 2 flood; Fulton, IN five-year count 3 (severity 6.0); Fulton, IN ten-year 3; hazard-weighted, Fulton, IN: 4.0.

Declared incidents on the Fulton, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Fulton, IN).

NFIP claims, Fulton, IN, three years: 1; Fulton, IN payouts $4,359; per Fulton, IN claim $4,359; Fulton, IN claim-stress 52/100.

Fulton, IN monthly score rose, 19 (March 2026) to 57 (October 2026); Fulton, IN by month: March 19, April 19, May 19, June 19 (Fulton, IN), July 19, August 54, September 54, October 57.

Fulton, IN components: climate 60, NFIP claims 52; Fulton, IN retreat index 57.

Construction distress, Fulton, IN: 59/100 as of August 2026 (Fulton, IN: 15/100 one-to-four unit, 83/100 multifamily).

Fulton, IN ZIPs, June 2026 (Fulton, IN, 16 highest): score 0 (Fulton, IN), climate 62 (Fulton, IN): 46539; score 0 (Fulton, IN), climate 60 (Fulton, IN): 46982; score 0 (Fulton, IN), climate 53 (Fulton, IN): 46988; score 0 (Fulton, IN), climate 52 (Fulton, IN): 46950; score 0 (Fulton, IN), climate 51 (Fulton, IN): 46978; score 0 (Fulton, IN), climate 47 (Fulton, IN): 46951; score 0 (Fulton, IN), climate 45 (Fulton, IN): 46501, 46570; score 0 (Fulton, IN), climate 39 (Fulton, IN): 46511; score 0 (Fulton, IN), climate 34 (Fulton, IN): 46910; score 0 (Fulton, IN), climate 21 (Fulton, IN): 46922, 46931, 46945, 46975; score 0 (Fulton, IN), climate 20 (Fulton, IN): 46939; score 0 (Fulton, IN), climate 18 (Fulton, IN): 46960.

DLRadar rescores Fulton, IN monthly; Fulton, IN readings join Fulton, IN foreclosure, lien and ownership parcels (Fulton, IN), so cost-squeezed Fulton, IN owners surface before listing.

Inside Indiana, Fulton County ranks 44th of 92 counties for home-insurance distress at 52/100; Newton County (53/100) sits just above Fulton County, and Montgomery County (52/100) sits just below Fulton County.

Insurance distress
52/100
Fulton, IN: MEDIUM
National rank
#1049
Fulton, IN: of 3,222 counties
FEMA hazard
52/100
Fulton County hazard
NFIP claim stress
52/100
Fulton, IN 3-year
Flood claims (3y)
1
Fulton, IN
Claims paid (3y)
$4,359
Fulton, IN payouts
Per claim
$4,359
Fulton, IN
Construction distress
59/100
Fulton, IN

Deterministic. Every Fulton County, IN signal traces to a public Fulton dataset (FEMA, NFIP, Census for Fulton, IN) · how insurance distress works in Fulton, IN · methodology

FAQ: Fulton County, IN insurance distress

What is the Fulton County, IN home-insurance-distress score?

Fulton, IN: 52/100 (MEDIUM), #1,049 of 3,222, #44 in Indiana. FEMA hazard, Fulton, IN: 52/100; NFIP stress, Fulton, IN: 52/100; construction, Fulton, IN: 59/100; Fulton, IN rescores monthly.

Is Fulton County insurance distress getting better or worse (IN)?

Fulton, IN: 19 in March 2026; Fulton, IN: 57 in October 2026 (worse); Fulton, IN climate component 60; Fulton, IN NFIP claims score 52.

How many flood-insurance claims has Fulton County, IN had?

Fulton, IN: 1 NFIP claims, three years; Fulton, IN paid $4,359; per Fulton, IN claim $4,359; carriers reprice Fulton, IN against that record.

Which Fulton County ZIP codes carry the most insurance distress (IN)?

Fulton, IN, June 2026: 46539 at 0, 46982 at 0, 46988 at 0, 46950 at 0; Fulton, IN climate scores there: 62, 60, 53, 52.

Why does Fulton, IN insurance distress create sellers?

A Fulton, IN premium outruns the Fulton, IN budget; a carrier leaves Fulton, IN; Fulton, IN carrying cost passes plan; Fulton, IN owners sell while current; Fulton, IN insurance distress leads Fulton, IN foreclosure data.

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