Gibson County, IN: Home-Insurance Distress & Forced-Sale Pressure
Gibson County, IN: 18/100 (low) home-insurance distress; Gibson, IN band LOW; Gibson, IN #2,379 of 3,222 counties; Gibson, IN #81 of 92 in Indiana; raw Gibson, IN 21.3; Gibson, IN coverage multiplier 0.85.
FEMA hazard, Gibson, IN: 0/100; Gibson, IN declarations, three years: 2; Gibson, IN five-year count 3 (severity 6.0); Gibson, IN ten-year 3.
Declared incidents on the Gibson, IN record: 2026 Winter Storm 3 (Gibson, IN).
NFIP claims, Gibson, IN, three years: 1; Gibson, IN payouts $5,230; per Gibson, IN claim $5,230; Gibson, IN claim-stress 53/100.
Gibson, IN monthly score fell, 19 (March 2026) to 18 (October 2026); Gibson, IN by month: March 19, April 19, May 19, June 19 (Gibson, IN), July 19, August 19, September 19, October 18.
Gibson, IN components: NFIP claims 53; Gibson, IN retreat index 18; Gibson, IN climate multiplier 0.85.
Construction distress, Gibson, IN: 75/100 as of August 2026 (Gibson, IN: 91/100 one-to-four unit, 52/100 multifamily).
Gibson, IN ZIPs, June 2026 (Gibson, IN, 16 highest): score 0 (Gibson, IN), climate 90 (Gibson, IN): 47725; score 0 (Gibson, IN), climate 66 (Gibson, IN): 47613; score 0 (Gibson, IN), climate 64 (Gibson, IN): 47619; score 0 (Gibson, IN), climate 62 (Gibson, IN): 47639; score 0 (Gibson, IN), climate 52 (Gibson, IN): 47648, 47649, 47654, 47665, Gibson, IN 47666, 47670, 47683; score 0 (Gibson, IN), climate 51 (Gibson, IN): 47612, 47616, 47633; score 0 (Gibson, IN), climate 42 (Gibson, IN): 47640; score 0 (Gibson, IN), climate 41 (Gibson, IN): 47660.
DLRadar rescores Gibson, IN monthly; Gibson, IN readings join Gibson, IN foreclosure, lien and ownership parcels (Gibson, IN), so cost-squeezed Gibson, IN owners surface before listing.
Inside Indiana, Gibson County ranks 81st of 92 counties for home-insurance distress at 18/100; Daviess County (21/100) sits just above Gibson County, and Adams County (18/100) sits just below Gibson County.
Deterministic. Every Gibson County, IN signal traces to a public Gibson dataset (FEMA, NFIP, Census for Gibson, IN) · how insurance distress works in Gibson, IN · methodology
FAQ: Gibson County, IN insurance distress
What is the Gibson County, IN home-insurance-distress score?
Gibson, IN: 18/100 (LOW), #2,379 of 3,222, #81 in Indiana. FEMA hazard, Gibson, IN: 0/100; NFIP stress, Gibson, IN: 53/100; construction, Gibson, IN: 75/100; Gibson, IN rescores monthly.
Is Gibson County insurance distress getting better or worse (IN)?
Gibson, IN: 19 in March 2026; Gibson, IN: 18 in October 2026 (better); Gibson, IN NFIP claims score 53.
How many flood-insurance claims has Gibson County, IN had?
Gibson, IN: 1 NFIP claims, three years; Gibson, IN paid $5,230; per Gibson, IN claim $5,230; carriers reprice Gibson, IN against that record.
Which Gibson County ZIP codes carry the most insurance distress (IN)?
Gibson, IN, June 2026: 47725 at 0, 47613 at 0, 47619 at 0, 47639 at 0; Gibson, IN climate scores there: 90, 66, 64, 62.
Why does Gibson, IN insurance distress create sellers?
A Gibson, IN premium outruns the Gibson, IN budget; a carrier leaves Gibson, IN; Gibson, IN carrying cost passes plan; Gibson, IN owners sell while current; Gibson, IN insurance distress leads Gibson, IN foreclosure data.