Hancock County, IN: Home-Insurance Distress & Forced-Sale Pressure
Hancock County, IN: 65/100 (elevated) home-insurance distress; Hancock, IN band MEDIUM; Hancock, IN #786 of 3,222 counties; Hancock, IN #27 of 92 in Indiana; raw Hancock, IN 64.4.
FEMA hazard, Hancock, IN: 68/100; Hancock, IN declarations, three years: 6; Hancock, IN perils: 4 flood; Hancock, IN five-year count 3 (severity 6.0); Hancock, IN ten-year 3; hazard-weighted, Hancock, IN: 8.0.
Declared incidents on the Hancock, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Hancock, IN).
NFIP claims, Hancock, IN, three years: 2; Hancock, IN payouts $14,112; per Hancock, IN claim $7,056; Hancock, IN claim-stress 59/100.
Hancock, IN monthly score rose, 21 (March 2026) to 70 (October 2026); Hancock, IN by month: March 21, April 21, May 21, June 21 (Hancock, IN), July 21, August 67, September 67, October 70.
Hancock, IN components: climate 77, NFIP claims 59; Hancock, IN retreat index 70.
Construction distress, Hancock, IN: 58/100 as of August 2026 (Hancock, IN: 59/100 one-to-four unit, 45/100 multifamily).
Hancock, IN ZIPs, June 2026 (Hancock, IN, 16 highest): score 0 (Hancock, IN), climate 97 (Hancock, IN): 46236, 46239; score 0 (Hancock, IN), climate 93 (Hancock, IN): 46229; score 0 (Hancock, IN), climate 74 (Hancock, IN): 46064; score 0 (Hancock, IN), climate 71 (Hancock, IN): 46056; score 0 (Hancock, IN), climate 66 (Hancock, IN): 46040; score 0 (Hancock, IN), climate 57 (Hancock, IN): 46055; score 0 (Hancock, IN), climate 54 (Hancock, IN): 46117, 46140, 46154, 46163, Hancock, IN 46186; score 0 (Hancock, IN), climate 49 (Hancock, IN): 46130; score 0 (Hancock, IN), climate 48 (Hancock, IN): 46161, 47384; score 0 (Hancock, IN), climate 20 (Hancock, IN): 46115.
DLRadar rescores Hancock, IN monthly; Hancock, IN readings join Hancock, IN foreclosure, lien and ownership parcels (Hancock, IN), so cost-squeezed Hancock, IN owners surface before listing.
Inside Indiana, Hancock County ranks 27th of 92 counties for home-insurance distress at 65/100; Shelby County (65/100) sits just above Hancock County, and Porter County (64/100) sits just below Hancock County.
Deterministic. Every Hancock County, IN signal traces to a public Hancock dataset (FEMA, NFIP, Census for Hancock, IN) · how insurance distress works in Hancock, IN · methodology
FAQ: Hancock County, IN insurance distress
What is the Hancock County, IN home-insurance-distress score?
Hancock, IN: 65/100 (MEDIUM), #786 of 3,222, #27 in Indiana. FEMA hazard, Hancock, IN: 68/100; NFIP stress, Hancock, IN: 59/100; construction, Hancock, IN: 58/100; Hancock, IN rescores monthly.
Is Hancock County insurance distress getting better or worse (IN)?
Hancock, IN: 21 in March 2026; Hancock, IN: 70 in October 2026 (worse); Hancock, IN climate component 77; Hancock, IN NFIP claims score 59.
How many flood-insurance claims has Hancock County, IN had?
Hancock, IN: 2 NFIP claims, three years; Hancock, IN paid $14,112; per Hancock, IN claim $7,056; carriers reprice Hancock, IN against that record.
Which Hancock County ZIP codes carry the most insurance distress (IN)?
Hancock, IN, June 2026: 46236 at 0, 46239 at 0, 46229 at 0, 46064 at 0; Hancock, IN climate scores there: 97, 97, 93, 74.
Why does Hancock, IN insurance distress create sellers?
A Hancock, IN premium outruns the Hancock, IN budget; a carrier leaves Hancock, IN; Hancock, IN carrying cost passes plan; Hancock, IN owners sell while current; Hancock, IN insurance distress leads Hancock, IN foreclosure data.